Payments Innovation: Fintech | Innovation | Ecommerce

For decades, payments systems in the US barely changed. Suddenly, innovations such as FedNow, real-time payments and blockchain are shaking up the legacy infrastructure. In this episode, host Scott Ernenwein speaks to Astra co-founder and CEO Gil Akos about what these developments mean for payments providers, and why the need for a robust payments platform is greater than ever. Hosted on Acast. See acast.com/privacy for more information.

The Korean won has been a restricted currency since the Asian Financial Crisis of 1997-98. Now, though, regulatory changes are putting the won on the verge of internationalization.In today’s episode, host Anthony Man and J Young Lee, Co-Founder and Chief Business Officer at SentBe, explore the historical context of this development, when and how it might happen, and why it is getting economists so excited.Also, find out just what’s driving the explosive rise of Korean cross-border payment Fintechs. Hosted on Acast. See acast.com/privacy for more information.

The foreign exchange landscape has changed beyond recognition since Rahim Harji founded FX platform Datasoft Group.Rahim and host Scott Ernenwein examine how Datasoft has helped traditional brokers evolve to survive - and why crypto and blockchain might just spell the future for cross-border payments.And finally, with Rahim’s two brothers also running highly successful foreign-exchange companies, find out just what dinnertime is really like for the Harji family! Hosted on Acast. See acast.com/privacy for more information.

On today’s show, Scott Ernenwein caught up with Ankur Patel, Founder & Head of Data at Glean AI, the intelligent bill payments solution that gives finance teams visibility and clarity into their vendor spend.What we talked about:Improving customer experience with machine learning and automationThe importance of capturing burn rate amidst our current economic climateHow visibility into vendor spend provides transparency for investorsThe future of Fintech and new revenue streams To ensure you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.Until next time! Hosted on Acast. See acast.com/privacy for more information.

Vauban are making investing in private markets as easy as ordering a book on Amazon.On today’s show, Alex Barr caught up with Aric Oslerne, COO of Vauban from Carta,, the investment platform on a mission to democratize private investment, and unlock trillions in capital worldwide.What we talked about:How technology is speeding up the investment processThe impact of Covid on VC globallyThe best mindset for a successful startup launchVauban’s exciting recent acquisition by US-based Carta To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

For many, investing is seen as the preserve of the wealthy or financially savvy.Thanks to Mary Agbesanwa, Fintech Growth Lead at Seccl championing the transformative power of technology and how it can be used to democratize investing, more people are accessing the financial markets and making educated, informed investment decisionsIn the latest episode of Payments Innovation, we discussed:The role of embedded investing in democratizing the investment spaceMillennials and Gen-Zers becoming more engaged in their investingHow Wealthtech can take steps to open up investment to newcomersHow Seccl is educating ordinary people to be long term investors  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Investing has always been about the education of the individual instead of the community.  Thanks to Hayden Smith, COO and Co-founder of Pearler, that stigma is changing. Creating a community of confident investors for long-term success through financial education.  Join us as we discuss:The evolving world of investing with confident, educated investorsMillennials and Gen-Zers becoming more engaged in their investing The challenges of launching Fintech in foreign countriesWhat is the future for Pearler as Fintech continues to expand  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time! Hosted on Acast. See acast.com/privacy for more information.

Fintech faces unique challenges as the expansion of real-time digital payments expands into the B2B space. Varying international regulations in Fintech present a unique challenge to the industry. Michael Chang, Director of International Payments at EasyPay, a former teacher and now one of the industry’s pioneers in cross-border payment systems, helps businesses expand their cross-border payments and become compliant with each country’s regulation requirements. Join us as we discuss:Cross- border payment solutionsChallenges expanding Fintech in APAC countriesB2B payments in North America To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

“The entrepreneurial journey is always filled with detours, mistakes, and regrets.”It takes hard skin to power through, according to our guest. You need the ability to ideate the solution to a problem and then execute it flawlessly.Henrik Zillmer is the charismatic Co-Founder and Chairman at AirHelp, a lifelong entrepreneur, and a former First Lieutenant of the Danish Artillery. He’s also an alumnus of the Y Combinator accelerator and holds a Masters's from the prestigious Copenhagen Business School.Join us as we discuss:The problem-solving mindset every entrepreneur needsCOVID’s continuing impact on the travel industryHow his company became stronger, leaner, and more resilientLeveraging AirHelp’s global reach to deliver their successful new productsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here — and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Fintech is one of the fastest growing industries on the globe today.  In this episode, we take a look at the projected growth of Fintech through the perspective of crypto to real-time payment systems.  Shamir Karkal, Co-founder and CEO at Sila and Cara Hayward, Director of Strategic Partnerships, North America at Currencycloud, both see the bright future of the Fintech industry as it expands with crypto-currency to real-time payment systems.  Join us as we discuss:Biggest trend in Fintech is growthStaying power of Fintech Global movement to real-time payment systemsThe crypto ecosystem  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here, and don’t forget to check out our YouTube! Until next time! Hosted on Acast. See acast.com/privacy for more information.

Imagine an agile, accessible super app that combines every financial vertical in one place.Budgeting, analytics, payments, investing, savings, whatever you want to do with your money, it’s all there at your fingertips. Emma is introducing new realms of opportunity to its rapidly growing user base.The energetic Co-Founder and CEO, Edoardo Moreni, is one of my favorite former guests, and a visionary entrepreneur with a Masters in computer engineering.This time around, we discuss:Vital lessons for founders How concept goes a long way when it comes to getting fundingListening to customers and executing the vision of what they wantThe evolving investment opportunities of this uncertain marketTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here, and don’t forget to check out our YouTube! Hosted on Acast. See acast.com/privacy for more information.

Behind every digital transaction, there’s a vast infrastructure of APIs and monitoring systems ensuring the security and speed that the public now expects. In this episode, we take an expert look into these global systems and learn more about the ever-evolving complexities behind them. Ho Chee Wai, Country Head of Singapore and Vice President of Neobank & Cards Strategy at NIUM, shares his perspective on the rising trend of digital payments and how NIUM had to adapt to the challenges of the pandemic. Join us as we discuss:The new frontier of real-time payments in APACMaximizing the benefits of global partnerships Adapting to supply chain issues and inflationBuilding symbiotic relationships between companiesTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

The average lifespan of a tech startup is seven years with only 3% of businesses making it past 10 years. For TransferGo to celebrate a decade in the business, it’s a huge accomplishment and shows their dedication to employees, customers and the overarching business. Justinas Lasevicius, COO & Co-founder at TransferGo, shares the ingredients to success as well as where remittance is heading. Join us as we discuss:Ther recipes for creating a successful Fintech Solving challenges during multiple global crises Creating digital inclusion through financial service accessibility The future of remittance during a economic slowdown To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

We are thrilled to introduce our newest podcast host, Ned Barker, Remittance Senior Consultant at Currencycloud. Ned has a rich history in the Fintech space specializing in cross-border payments.  Ned’s episodes will include:The latest in remittance trends New innovations in the embedded finance and Fintech industryTransformations in the remittance space  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time! Hosted on Acast. See acast.com/privacy for more information.

There are very few investment apps that were truly created for those that have no experience with money management but want to learn. All too often the apps say they’re catered to those interested in learning about financial planning, but the price to become part of the investment community is just too high. So, what does investing with spare change in mind look like? Can it be successful? To find out, we spoke with Jay Swanston, Chief Platform Officer at Moneybox, an investment app dedicated to teaching people how to manage their money and invest smartly without having to break the bank. Join us as we discuss:Lessons learned from crowdfunding and working with investors to build MoneyboxHow the Fintech app plans to continuously improve its user experience The challenges of launching a new product and the future of WealthtechTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. S

In the B2C space, buy now, pay later companies are one of the trendiest ways to get what you need fast. For B2B, it’s an upticking trend that Alternative is capitalizing on. Imagine being able to afford a small business loan that will change the capabilities and profitability of your company. That’s what Alternative is doing with its integrated solution for the changing landscape of interest and approval rates. Baxter Lanius, CEO and Founder at Alternative, walks us through the company’s goals and niche market. Join us as we discuss:How Attentive is creating a unique buying experience for buy now, pay laterMacro trends in the debt capital market Why embedded finance is the payment of the future To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

In this special two-part episode, we are thrilled to welcome two vibrant young experts from the global payments ecosystem.  Lynda Strutton is the Vice President of Customer Success at Tribe Payments, and Stephane Vandenplas is the Senior Payment Processing Consultant at Currencycloud. Consumers are more demanding than ever, and merchants have to adapt quickly if they want to survive. How can acquirers and partners make this happen? Join us as we dive into: The unique challenges facing merchants who want to go globalHelping companies manage the costs of doing business overseasHow it’s crucial to localize your offeringsThe importance of merchant education    To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time!  Hosted on Acast. See acast.com/privacy for more information.

The global market is a volatile place influenced by the day-to-day politics of powerhouse countries. That doesn’t mean that investing needs to be hard whether it’s the first time you’ve set aside assets or you’ve been growing your portfolio for years. Kane Harrison, Founder & CEO at Wombat, an award-winning investment app, saw the need for an easy way to invest (without the bells and whistles) that was focused on wealth management at every level. Join us as we discuss:Wombat’s launch journey and laser focus on thematicsThe future of investments, from cash to cryptocurrencyLessons learned from launching a trading platformTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Raise your hand if, as a small business owner, you’ve put company expenses on your personal credit card? It happens to many. They put up their own resources, money, and even credit scores for their small businesses. And for good reason: They want to see their businesses thrive and succeed, so they do what they think they have to do. But what if there were another way? What if, instead, small business owners weren’t shot down left and right whenever they apply for loans or lines of credit to get their businesses off the ground or keep them running? Ken So saw a need, so he founded Tilful, a service dedicated to bringing financial inclusion to small businesses and helping them build and gain access to credit.Join us as we discuss:How Tilful aims to go beyond the top 5% of small businesses with great credit and help everybodyWhy you should stop putting up your own assets to keep your small business goingThe challenges facing small businesses when seeking access to meaningful creditTo ensure that you never miss a

As the web evolves, so do the possibilities. For human communications, for art, and for the basic way we transact business.In this episode, our special guest is Nikesh Lalchandani, the Head of Policy at Emerging Payments Association Asia, and a best-selling author who’s currently working on his Ph.D. in Finance at Sydney’s prestigious University of Technology.Join us as we delve into:The evolution of the internet and how that shaped the birth of fintechSolving customer problems and making things cheaper with technologyHow Web 3.0 is opening up accessibility for the world marketplaceWorking globally to achieve goals togetherTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time!  Hosted on Acast. See acast.com/privacy for more information.