Call Cleve Atlanta Radio Show

Welcome to Go Gaddis Real Estate Radio! I’m Cleve Gaddis, here to make real estate clear, simple, and worry-free so you can buy and sell with complete confidence and without the stress or second-guessing that often comes with life’s biggest investments. Today, we continue our conversation with Michael Crew, CEO of Homeowner Management Services, Inc., to talk about the practical side of community governance. Whether you’re in an HOA or a COA, the legal structure of your community affects what you own, what you’re responsible for, and how your property is protected. Using insights from the attached script, “Making It Legal — and Protecting Your Property,” we break down: What everyday responsibilities change depending on whether you’re in an HOA or COA How maintenance, repairs, reserves, and assessments are handled differently What homeowners must legally maintain vs. what the association maintains How insurance coverage changes — and the expensive surprises homeowners can avoid Why understanding your gov