Aussie Firebug

Today I’ve invited Terry Waugh back on podcast to talk about a topic that’s very popular in the Aussie FIRE community. I recently published an article about how we (Mrs Firebug & I) are Debt Recycling and have received a lot of questions from the community about the details of how it all works. Terry is one of the most knowledgeable people I know on this topic and he has kindly agreed to join me to answer as many questions as we have time for.Some of the topics we cover are:What is Debt Recycling? (02:28)What are some of the ways you can DR and how does it work? (03:48)What happens if you need to sell some shares due to an unforeseen event? (21:26)What happens if you don’t have a lump sum to invest? Can you DR with dollar-cost averaging? (23:04)Are there any products on the market that make DR any easier? (26:42)Can you explain your tip “Repayment needs to be done once in full”? (28:30)Can you use a fixed loan with DR or does it have to be variable? (29:30)Is DR more or less effective if the interest rate