New Focus On Wealth With Chad Burton

In this episode, Chad and Rob discuss the current economic landscape, focusing on inflation, taxes, and retirement planning. They analyze the recent inflation report and its implications for families and retirees, emphasizing the rising costs of essentials like food and gasoline. The conversation shifts to the political climate, particularly the recent debate, where both candidates are criticized for their lack of fiscal responsibility and tendency to increase government spending. Chad highlights the importance of utilizing Roth IRAs and Roth 401(k)s as strategic tools for tax-free growth, especially in light of anticipated tax increases in the future. They also explore the concept of the mega Roth 401(k) and the potential for after-tax contributions, providing listeners with actionable insights on how to effectively manage their retirement savings amidst a challenging economic environment.  Tune in now to learn more! Timestamps: [00:01:38] Wealth Preservation and Retirement. [00:05:34] Fiscal responsibility

This episode covers various financial topics related to personal finance, wealth management, and investment strategies. Chad discusses the importance of planning for retirement, including strategies for turning retirement savings into a reliable income source. He delves into umbrella insurance. How much do you need? How much does it cost? Inflation hitting insurance premiums? He dicusses using a 1035 exchange to improve cash value life insurance. Chad explores the benefits of 1031 exchanges for real estate investments and provides insights on leveraging real estate for wealth building. Tune in now to learn more! Timestamps: [00:02:31] Roth 401ks and Roth IRAs. [00:06:20] Money market funds and retirement. [00:10:09] Retirement Planning and Wealth Preservation. [00:13:37] Rising Umbrella Insurance Claims [00:18:42] Long term care insurance. [00:19:49] Wealth Preservation and Retirement Planning. [00:25:13] Long-term care insurance options. [00:27:30] Life insurance 1035 exchange. [00:33:18] Real estate inv

This episode focuses on various financial topics discussed by certified financial planner Chad Burton. He covers updates on the stock market, including the performance of different indexes and the potential impact of NVIDIA's earnings report. Additionally, Burton delves into the proposed tax reforms by Vice President Harris, highlighting the potential implications on capital gains and taxes for high-income individuals. He also emphasizes the importance of strategic financial planning, particularly in terms of utilizing Roth accounts, charitable giving, and navigating changes in tax laws.  Tune in now to learn more! Timestamps: [00:01:23] Retirement planning for lifetime income. [00:05:22] Earnings Growth Rates in Markets. [00:10:23] Taxes and tax reform. [00:14:32] Taxation and Child Nutrition. [00:18:28] Taxes and Capital Gains Rates. [00:23:21] Government accountability and taxes. [00:25:40] Roth 401ks and Roth IRAs. [00:30:29] Tax-free growth forever. [00:32:27] Charitable Giving Strategies. [00:35:28] Ch

This episode focuses on various financial topics, including market updates, identity theft protection, and planning for long-term care costs. Certified financial planner, Chad Burton, discusses the current market trends, such as the performance of different ETFs and the impact of interest rates on bond investments. He also delves into the importance of protecting oneself from identity theft by using credit freezes, monitoring services, and strong password practices. Additionally, Burton highlights the options available for long-term care insurance, including pure insurance policies and hybrid life insurance policies. He emphasizes the significance of tax planning in managing healthcare expenses and provides insights on how to navigate financial challenges related to aging and healthcare. Tune in now to learn more! Timestamps: [00:00:53] Market update real quick. [00:05:20] Market Cap Weighted Price Ratios. [00:09:45] Identity theft and cybersecurity. [00:12:39] Credit freeze and fraud alerts. [00:16:27] Iden

This episode focuses on various financial topics discussed by Certified Financial Planner, Chad Burton. He provides a market update, discussing the performance of different indices and the impact of interest rates on investments. Chad also delves into the debate between active and passive investing, particularly in the context of large-cap stocks. He emphasizes the importance of asset allocation, tax implications under the 2017 Tax Cuts and Jobs Act, and the potential consequences of the tax cut expiring. Additionally, Chad touches on the benefits of smart beta indexing and the significance of government accountability in financial planning. Throughout the episode, he offers insights and advice on managing investments, tax planning, and retirement preparation. Timestamps: [00:02:54] Bond Market Performance. [00:05:29] Interest rates and recession predictors. [00:09:20] Maximizing Cash Investments. [00:13:31] Total return on investments. [00:17:27] Active vs. passive investing. [00:20:48] Large Cap Investing

This episode focuses on the recent market volatility, the importance of asset allocation, and the impact of recent economic events on investments. Chad also delves into the intricacies of rental properties, insurance coverage, and the use of target date funds in retirement planning. He provides insights on the benefits and drawbacks of target date funds, emphasizing the need for a personalized financial strategy as individuals approach retirement. Additionally, Chad touches on the significance of proper asset management, especially during retirement, to navigate market fluctuations and ensure financial stability. Timestamps: [00:01:56] Timing the Stock Market [00:04:06] Asset Allocation and Wealth Management. [00:08:27] Political polling and cell phones. [00:14:34] Timing the market is silly. [00:17:03] Owning rental property in an LLC. [00:19:29] Rental property investments. [00:24:07] Real Estate Investment Strategies. [00:27:20] 721 Exchange and REIT Benefits. [00:32:51] Umbrella insurance for asset pro

This episode discusses various financial topics, including market updates, strategies for selling covered calls to create income on large stock positions, estate planning considerations, capital gains tax implications, and the flexibility of 529 plans for education savings. Chad provides insights on the pros and cons of different financial strategies, such as transferring funds from 529 plans to Roth IRAs and the importance of considering risk versus tax savings when making financial decisions. Additionally, the episode touches on the evolving landscape of education and the potential need for reevaluation of traditional college education in light of changing job markets and specialized training opportunities. Timestamps: [00:02:36] Market update and Fed day. [00:04:25] Small cap companies and interest rates. [00:10:26] Covered calls for income. [00:11:52] Selling covered calls for income. [00:17:09] Selling calls for current income. [00:22:05] Capital gains tax rates. [00:23:23] Tax implications of stock sal

In this episode, Chad & Rob discuss the sudden shift on Wall Street towards rewarding small cap companies, particularly the Russell 2000 which is up 11.7% year to date. Patrick O'Hare from briefing.com explores the unprecedented move and its impact on the market and reflects on the fast-paced nature of this change and compare it to historical trends, providing valuable insights for listeners navigating the evolving landscape of finance and investing. The conversation delves into advanced estate planning strategies, tax-efficient retirement portfolio building, and the importance of diversification in investment portfolios. Chad emphasizes the need for individuals to start planning for retirement and wealth preservation about 10 years before retirement, focusing on budgeting, income projections, and tax considerations. Timestamps: [00:02:24] Small caps market shift. [00:04:51] Trump, Taiwan, and semiconductor risks. [00:10:22] Market valuation and Buffett Indicator. [00:13:52] Market changes and trends.

In this episode, Chad & Rob discuss various topics related to personal finance, wealth management, and tax-conscious retirement portfolios. Chad and the host talk about the recent national anthem controversy at the All-Star Game, the current state of Wall Street, including the Dow Jones Industrial Average and S&P 500 hitting record highs, and the importance of tax-efficient asset allocation in retirement planning. They also touch on the concept of direct indexing for tax efficiency, the changing rules around Required Minimum Distributions (RMDs), and the benefits of attending Chad's upcoming event on building a tax-conscious retirement portfolio. Timestamps: [00:01:19] National anthem controversy and marketing. [00:06:29] Managing taxes in retirement. [00:10:33] Earnings season and price inflation. [00:11:47] Concentration in top market cap. [00:17:05] Earning season and Netflix advertising. [00:19:32] Asset allocation strategies. [00:24:40] Municipal bonds comparison. [00:28:30] Amazon Prim

This episode features a discussion between Rob Black and certified financial planner Chad Burton on the topic of building a tax-conscious retirement portfolio. They delve into the importance of strategically managing investments to minimize taxes in retirement, focusing on asset allocation, dividend achievers, real estate investments, and the impact of dividends on retirement income. Chad provides insights on the significance of holding the right asset classes in the appropriate accounts to reduce tax liabilities and ensure a steady income stream during retirement. Timestamps: [00:02:19] Tax-conscious retirement portfolio. [00:04:25] Tax implications of dividends and bonds. [00:09:15] Disney's expanding cruise businesses. [00:12:33] Tax-efficient investing for wealthy individuals. [00:15:02] Tax-efficient investing strategies. [00:20:36] Costco raising starting wages. [00:22:31] Commercial real estate in San Francisco. [00:26:30] Simplifying life by selling property. [00:31:28] Dividend achievers vs handpick

This episode focuses on various financial topics, including portfolio allocation, tax strategies, and real estate investments. Chad Burton, a certified financial planner, discusses the concentration of the S&P 500, the importance of diversification, and the benefits of tax-efficient investing. He also delves into the concept of direct indexing for larger portfolios, tax loss harvesting, and the challenges faced by individuals with rental properties in retirement. The episode provides valuable insights and strategies for managing wealth, optimizing tax efficiency, and making informed financial decisions. Timestamps: [00:02:06] S&P 500 concentration in tech. [00:06:31] Market concentration concerns. [00:10:41] Trusts and inheritance strategies. [00:12:27] Estate planning strategies for families. [00:18:05] Estate planning strategies. [00:20:55] Building a tax-appropriate retirement portfolio. [00:24:24] Asset allocation strategies. [00:26:31] Tax-efficient investment strategies. [00:29:42] Tax-efficien

Chad & Rob discuss strategies for building a tax-conscious retirement portfolio. Chad emphasizes the importance of tax-efficient investing and retirement planning, especially as individuals transition from wealth accumulation to wealth management. He delves into various tax planning strategies, including estate planning techniques to address changes in tax exemptions, gifting strategies, and the use of trusts to minimize taxes and maximize wealth transfer to heirs. The episode also touches on the challenges of managing concentrated stock positions, diversification, risk reduction, and the significance of proper portfolio construction for long-term financial success. Timestamps: [00:01:03] Tax conscious retirement portfolio. [00:06:36] Tax efficient planning. [00:08:38] Tax-efficient investment strategies. [00:13:15] Estate tax planning strategies. [00:16:07] Estate planning and taxes. [00:19:24] Estate planning strategies. [00:23:27] Spousal Lifetime Access Trust. [00:25:24] Setting up trusts for kids. [0

On this episode of New Focus on Wealth, host Chad Burton, a certified financial planner, delves into important money matters and financial advice. He discusses whether it's wise to give money to younger generations while still alive, particularly for those with larger estates. Chad also recaps the second quarter, highlighting the tech rally and the performance of indexes like the NASDAQ 100 and the S&P 500. Tune in for insightful discussions on personal finance, wealth management, Wall Street, and the economy. Timestamps: [00:01:02] Younger generations financial challenges. [00:07:00] Financial state of younger generations. [00:10:30] Generational Wealth Distribution. [00:14:57] Generation Z economic challenges. [00:17:24] Gen Z and pandemic experiences. [00:19:41] Estate planning strategies. [00:24:20] Estate tax planning strategies. [00:29:44] Gifting strategies and tax planning. [00:32:07] Estate planning techniques [00:36:18] Dynasty Trusts. [00:37:56] Qualified Personal Residence Trust Email your

On this episode of New Focus on Wealth, Certified Financial Planner Chad Burton discusses the topic of real estate and 1031 exchanges. He explains how a 1031 exchange allows individuals to sell a property used in trade or business, such as rental or commercial properties, without paying taxes on the gain. Listeners will learn about the benefits of 1031 exchanges and the requirements to qualify for this tax-saving strategy. Timestamps: [00:00:52] Real Estate and 1031 Exchanges. [00:05:16] Real Estate Investment Leverage. [00:07:14] 1031 Exchange and Real Estate [00:12:08] Depreciation and tax implications. [00:15:47] Rental property return expectations. [00:20:13] Real estate investment strategies. [00:23:40] Drop and swap in LLC. [00:26:40] Rental property horror stories. [00:31:19] Real Estate Investment Trusts. [00:33:29] Real estate investment diversification. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurto

This episode of New Focus on Wealth with Chad Burton addresses the importance of having safe money in your investment portfolio, especially as you approach retirement. Chad discusses the significance of having two to three years of safe money to avoid selling in a down market, emphasizing the need for a strategic approach to financial planning. With an increasing number of baby boomers retiring each year, the topic of safe money allocation becomes more relevant than ever. Chad provides insightful advice on navigating safe money strategies in the context of market fluctuations and retirement planning. Timestamps: [00:00:41] Safe Money in Retirement. [00:03:44] Living off dividends and interests. [00:09:37] Safe money in retirement [00:12:47] Large future expenses planning. [00:15:17] Safe money and investments. [00:20:01] Safe money in retirement. [00:22:39] Safe money options in retirement. [00:26:03] Safe investment options. [00:29:48] Capital gains on primary residence. [00:32:28] Capital gains tax strat

This episode focuses on financial planning strategies, particularly in relation to investing, dividends, and retirement planning. Chad discusses the importance of reinvesting dividends to build wealth, provides insights on market updates, and offers guidance on asset allocation for retirement planning. He addresses listener questions about safe money strategies, asset diversification, and the impact of interest rates and inflation on investment decisions. Overall, the episode emphasizes the significance of proactive financial planning, including managing dividends, asset allocation, and retirement income strategies to achieve long-term financial goals. Timestamps: [00:02:02] International Markets Outperforming Russell 2000. [00:07:05] Tax planning strategies. [00:09:22] T-bills and Treasury Investments. [00:12:27] Reinvesting dividends in stocks. [00:18:32] Importance of dividend reinvesting [00:21:05] The power of dividend reinvestment. [00:27:06] Dividend tap in retirement. [00:30:24] Planning Retirement F

This episode covers a wide range of financial topics. Chad discusses the Trump convictions, bias in news reporting, the market reactions to current events, the impact of the Trump tax cuts, and the performance of various sectors and indices in the market. He delves into the concept of direct indexing for larger portfolios, the importance of protecting against title fraud in real estate, and the benefits of considering a 1031 exchange for property owners. Chad also touches on the issue of identity theft and the importance of monitoring credit reports. Overall, the episode provides valuable insights into financial planning, investment strategies, and risk management for listeners. Timestamps: [00:01:14] News Bias and Trump Conviction. [00:05:32] Fiscal responsibility in government spending. [00:10:44] Sector returns for the year. [00:12:32] Interest rates and inflation trends. [00:17:02] Alternative Investments. [00:20:35] Rise of Private Credit Market. [00:23:49] Direct Indexing. [00:27:10] Importance of divi

The podcast episode focuses on various financial topics such as market updates, asset allocation, bond funds, and tax planning in retirement. The host, Chad Burton, discusses the importance of proper asset allocation, the differences between money market funds and bond funds, and strategies for tax withholding and payments in retirement. He emphasizes the need for a comprehensive financial plan that includes investments, taxes, insurance, retirement planning, and estate planning. The episode provides insights into managing finances effectively and making informed decisions to optimize financial outcomes. Timestamps: [00:01:36] NVIDIA's impressive stock performance. [00:06:36] Small cap stocks and interest rates. [00:09:41] High expectations in the market. [00:14:20] Value vs. growth investing. [00:16:39] Retirement portfolio volatility and strategy. [00:19:52] Why own bonds or bond funds? [00:23:29] Bond funds. [00:27:21] Bond market insights. [00:30:09] Bonds and tax strategies. [00:34:24] Timing tax paymen

On this episode of New Focus on Wealth, host Chad Burton, a certified financial planner, discusses market and earnings updates for the first quarter of 2024. He shares insights from FactSet's Earnings Insight report, noting that 92% of S&P 500 companies reported results, with 78% showing positive earnings per share surprise and 59% positive revenue surprise. The blended year-over-year earnings growth for the S&P 500 is 5.4%. For more personal finance tips and resources, visit chadburton.com. Timestamps: [00:01:23] Earnings growth and valuations in 2024. [00:06:09] Sneaker return for the year. [00:09:13] Artificial intelligence and tech revolution. [00:14:18] AI in Energy Sector. [00:16:20] AI in financial planning. [00:21:19] Pfizer spinoffs and mergers. [00:25:34] Reinvesting dividends for wealth building. [00:28:48] Planning Retirement Cash Flow. [00:33:44] Building a laddered bond portfolio. [00:36:39] Building a bond ladder. [00:37:53] Building a diverse bond ladder. Email your money question t

This episode features Chad Burton discussing various financial topics such as the stock market, retirement planning, Social Security, real estate, and estate planning. Chad provides insights on the current state of the market, the challenges facing Social Security, the importance of tax-efficient investing, and the strategies for wealth preservation and retirement planning. He emphasizes the need for proper financial education, especially for younger individuals, and highlights the significance of estate planning to ensure the responsible management of inherited assets. The episode also promotes an upcoming event focused on wealth preservation and retirement planning, where attendees can gain valuable insights and advice from Chad Burton. Timestamps: [00:02:39] Social Security Trust Fund [00:05:00] Employer-funded child benefits. [00:09:00] Endless travel pass for $2,500. [00:12:54] Non-traded REITs and their risks. [00:17:00] ALICE financial struggles. [00:19:33] Financial literacy in education. [00:22:43]