So Money With Farnoosh Torabi

This week on Ask Farnoosh: Is it wise to contribute to a brokerage account before maxing out a 401(k)? Financial advice in the aftermath of divorce and top books for young adults seeking financial wisdom.Articles mentioned: So Money Hot Mic: Why I'm Not a Fan of 'Buy Now Pay Later' PlansEmail your recession questions to RecessionHelp@CNET.com

Financial expert Sam Dogen dives into the bigger questions we ask ourselves like whether to invest in real estate or stocks, rent or buy a home, quit our jobs after having kids or continue to work, buy or lease a car and lots more. In his new book, Buy This, Not That: How to Spend Your Way to Wealth and Financial Freedom, Sam's goal is to minimize regret even if things don’t go according to plan and for readers to confidently make strategic decisions that coincide best with their lifestyle while optimizing the money they already have.More about Sam Dogen: He worked in investing banking for 13 years before starting Financial Samurai, his personal finance website. He has been featured in major publications including The Wall Street Journal, The Sydney Herald, The Chicago Tribune and The L.A. Times. Sam’s new book.

This episode originally aired on August 3, 2022. Happy Labor Day!Actor and comedian Leah Rudick shares her fast-climb to social media fandom, the opportunities that have stemmed from her viral videos, the business of comedy, and much more.Leah's first standup special, “Everything is Fine!” can be seen on the Seed & Spark streaming platform. Her standup was featured in the most recent season of Comedy Dynamics’ “Coming to the Stage,'' available on Pluto TV. She is a regular on the comedy festival circuit. Favorite TV credits include HBO’s High Maintenance where she plays Isabel and IFC’c Commuters. Her comedy and character videos have amassed over 10 million likes on TikTok & Instagram.Follow Leah on Instagram, TikTok and on her website for live show info.

Alex Gailey, writer and student loan expert for NextAdvisor and Peter Dunn, Founder of YourMoneyLine and host of the Pete the Planner radio show, join to answer the biggest questions surrounding the new student debt relief program. President Joe Biden announced he will eliminate $10,000 worth of student loan debt for qualifying borrowers, and up to $20,000 in debt to those who borrowed money under the Pell Grant program. He also said he would extend the federal student loan payment pause through December 31st. Who will this mostly benefit? What will be the tax or credit score impacts? How does it address the racial wealth gap? What might this program encourage private lenders to do?Articles references in this article:Your Student Loan Forgiveness Questions, AnsweredStudent Loan Forgiveness, How and When to ApplySign up for Farnoosh's So Money newsletter here.

Guest Erin Confortini is a Gen Z personal finance educator on TikTok where -- in a matter of months -- she (@MilestoMoney) has attracted over 180k followers. She and Farnoosh discuss what TIkTok users want to know about money, how Erin how she earns $7,000 a month on TikTok (in addition to her full-time income) and her advice on building an audience on this fast-growing social media platform.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and a free gift!

We're exploring some of the top=searched personal finance terms today, including passive income, real estate investing and how to become a millionaire by age 30. Guest Sharon Tseung, founder of DigitalNomadQuest.com, joins to provide her behind-the-scenes climb to millionaire status after quitting her job in 2016.More about Sharon: She is an investor and creator who teaches people how to build passive income, become financially free, and design their best lives through her Instagram, YouTube, TikTok and blog. She graduated from UC Berkeley and worked in Marketing for 10 years at Google and other companies. She quit her job and traveled the world as a digital nomad for 2 years, all while growing multiple income streams online and through real estate. Sharon currently owns 33 units with her husband.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and a free gift!

The White House announced it will erase up to $10,000 in federal student debt for borrowers making less than $125,000 a year -- or $250,000 for married couples. What does Farnoosh think? Also: Keep a pension or change to a 401(k)? How to buy a home in the U.S. if you're not a US citizen and have no credit. Plus: Pros and cons to robo-advisers.Check out the Recession Help Desk. Read more about robo-advisers on CNET.Pre-order the So Money Page-A-Day Calendar.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and a free gift!

More than 60% of American Adults suffer from loneliness, making it the fastest growing epidemic on the planet!) And it often goes unchecked. Today we’re exploring loneliness and its impact on our well-being, including financial well-being. with guest Unni Turrettini, author of Betraying the Nobel: The Secrets and Corruption behind the Nobel Peace Prize (Pegasus Books, 2020), and the award-winning The Mystery of the Lone Wolf Killer where she explores a mass shooting tragedy in Norway and what it teaches us about loneliness.We discuss: The difference with being alone versus lonely; loneliness as a state of mind versus just a really bad, intolerable situation; why the quality of our connections is directly linked to our sense of self-worth. And does remote work contribute to more loneliness?Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and a free gift!

With airlines cutting back on flights and experiencing massive delays, flying is a little (or a lot) messy right now. Brian Kelly, founder of The Points Guy, gives his best advice on how to navigate the airlines and get the most out of your travel dollars right now.Brians talks about how to claim your refund if your flight is delayed or canceled, how to save money on travel insurance, how to use your credit card points to get the most out of your travel plans, and JetBlue’s acquisition of Spirit Airlines. Is this the death knell for cheap flights?

This episode originally aired on Friday, July 1, 2022.Questions about getting out of the cycle of living paycheck to paycheck, investing for a child’s future (outside of college), Roth IRA penalties, and negotiating more money at your job right now.Farnoosh's CNET article referenced; What to Do After You Lose Your Job. 7 Timely Money Moves

Welcome to So Money with host Farnoosh Torabi, award-winning financial correspondent, best-selling author, and television personality. This podcast brings candid conversations about money with the world’s top business minds, authors, and visionaries. It addresses financial well-being at the intersection of race, gender, climate change, relationships, and our changing world. On Fridays, Farnoosh answers your biggest money questions. If you're not sure where to start, check out Farnoosh's conversations with Seth Godin (25), Rachel Rodgers (1192), Jen Risher (1201), Celeste Headlee (1270), Alexandra Carter (1304) and Ramit Sethi (1367). You can reach Farnoosh by emailing her Farnoosh@SoMoneyPodcast.com.

This episode aired originally on July 20, 2022.How can data drive the best money decisions? Guest Nick Maggiuilli visits with some of the data-driven financial insights from his new book Just Keep Buying. Whether you’re deciding to buy a house, invest or make a big purchase, this episode is a must-listen!

This episode aired originally on July 11, 2022.Guest Jordan Grumet, hospice doctor and financial expert shares his many conversations with people who were approaching the end of their lives, their regrets, brights spots and fears. What do they really wish they'd done with their money? Jordan is the author of Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life.More about Jordan: His interest in becoming a doctor was ignited when his father, an oncologist, died unexpectedly in the prime of life. This profound loss not only inspired him to practice medicine, it has given him a unique perspective as a financial expert, challenging him to think deeply and critically about concepts like wealth, abundance, and financial independence. After graduating from the University of Michigan, Jordan received his medical degree from Northwestern University. He currently is an associate medical director at Journeycare Hospice.After years of blogging about financial

Farnoosh answers listeners questions regarding family planning in an uncertain economy, taking advantage of employer stock purchase plans (ESPPs), and will the Inflation Reduction Act actually reduce inflation?

The job market appears to be holding up with a 3.5% unemployment rate, but it's uncertain how long that will last in a cooling economy. Guest Jesse Rothstein, Chancellor's Professor of Public Policy and Economics at University of California, Berkeley offers his take on the current health of the job market and what we can expect in the coming months.Read more in Farnoosh's latest piece or CNET: Why Is the Job Market Strong? And More Employment Questions We Can't Help but Wonder

Are you overwhelmed by all the moving pieces that are required when writing, editing, and publishing a book (not to mention - landing that book deal!)? Guest Richelle Fredson, Farnoosh's book proposal coach and founder of The Book Proposal Blueprint shares invaluable advice. Richelle has been in the publishing industry for over 19 years. She was the Director of Publicity and Book Marketing, as well as acquisitions for Hay House. Currently she works with thought-leaders and change-makers to create marketable book proposals, land agents and deals. Learn more at RichelleFredson.com/Blueprint.Join Farnoosh's newsletter and receive a free copy of So Money Secrets, a compilation of some of the best financial advice shared on the podcast.

This week, Farnoosh unveils The Recession Help Desk, a new Friday feature tied to helping the So Money audience with current economic challenges. On today's show: Is it better to pay off debt or add to savings, as we head into a recession? Is it OK to tap a Roth IRA to supplement emergency savings? What are the pros and cons of physician mortgages? And more.Send your questions to RecessionHelp@CNET.com.Sign up for Farnoosh's weekly newsletter and receive a free copy of So Money Secrets, a compilation of the best advice shared on the podcast.Watch this episode on YouTube!

Actor and comedian Leah Rudick shares her fast-climb to social media fandom, the opportunities that have stemmed from her viral videos, the business of comedy, and much more.Leah's first standup special, “Everything is Fine!” can be seen on the Seed & Spark streaming platform. Her standup was featured in the most recent season of Comedy Dynamics’ “Coming to the Stage,'' available on Pluto TV. She is a regular on the comedy festival circuit. Favorite TV credits include HBO’s High Maintenance where she plays Isabel and IFC’c Commuters. Her comedy and character videos have amassed over 10 million likes on TikTok & Instagram.Follow Leah on Instagram, TikTok and on her website for live show info.

Chelsea Fagan, founder and CEO of The Financial Diet joins to share the behind-the-scenes of her wildly popular multimedia company for women looking to talk about money. She shares her thoughts on living with intention, saying no to conventional life choices like having kids and working a corporate job. And why not all financial advice is good advice. From crypto investing to MLMs, Buy Now Pay Later payment plans and shopping through Instagram, why we some money moves should give us all pause. Learn more about FTD's membership program here.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and a free gift!

Following Thursday's GDP report showing the economy contracted in the second quarter, Farnoosh offers her take on the likelihood of a recession. Plus: How to be a competitive home buyer right now? How to buy a second home in a different state? Are HELOCs a good idea?Watch this episode on YouTube!Subscribe to the So Money newsletter!