So Money With Farnoosh Torabi

On this week's Ask Farnoosh, listeners want to know if it's better for married couples to file taxes separately to claim the stimulus, how to retire by 42 and when to know if purchasing an investment property is really worth it?

Our guest today erased six figures worth of consumer debt and now runs a successful business, while teaching many on how to reclaim their financial health. Britni Ross is a Business & Financial Educator and Coach who focuses on helping you break your financial handcuffs so you can create a life and work you love.From budgeting to wealth building, Britni teaches you how to take command of your money story. Over the last decade, she has paid off over $170,000 in personal debt and left her corporate job to test her skills at running a business.Britni is a wife, mother, and multi-passionate entrepreneur who lives in Ohio where she continues working toward her goal of becoming financially independent. Beyond her coaching business, she also runs a successful e-commerce company with her husband from the comfort of their 13-acre countryside property.Blog/Site: https://www.britniross.comInstagram - https://www.instagram.com/britnirossFree Resource for the Podcast Audience: https://www.britniross.com/somoney (custom of

Guest Lindsey Pollak is a New York Times bestselling author and career and workplace expert. Her newest book, Recalculating: Navigate Your Career Through the Changing World of Work, is a direct response to the COVID crisis, is an inspirational, practical, and forward-looking career playbook for recent grads, career changers, and transitioning professionals looking to thrive in today’s rapidly evolving workplace.More about Lindsey: Lindsey was named to the 2020 Thinkers50 Radar List, which honors the top global management thinkers whose work is shaping the future of how organizations are managed and led. Her advice and opinions have appeared in such media outlets as The TODAY Show, The New York Times, The Wall Street Journal, CNN and NPR. Lindsey is a graduate of Yale University. You can learn more about her work on her website.

This week's Ask Farnoosh episode covers pros and cons to buying in today's hot real estate market, financial (and life) advice for your 30s and the lowdown on Health Savings Accounts. Guest is Adam Auriemma, Editor in Chief of NextAdvisor.com

We cover it all today! From how businesses can (and should) be more inclusive, the fight for equal pay at work and how to create generational wealth. My guest is Daisy Auger-Dominguez, Chief People Officer at Vice Media Group. For over twenty years, Daisy has made it her mission to make workplaces more equitable and inclusive. A human capital executive and expert on diversity, equity and inclusion, Daisy inspires and equips global leaders and organizations to think inclusively, lead with purpose, embrace courage and shape the future of work. She's consulted mega-watt companies including Google and Disney.In our conversation we discuss: today's blueprint for creating a more inclusive culture at work, how to teach empathy, Daisy's childhood, as a Dominican-Puerto Rican-New Yorker, of being "close to wealth" but not wealthy and how she's creating generational wealth for her daughter and siblings.More about Daisy: Her TEDx talk Inclusion Revolution and upcoming book with Seal Press by the same title calls on ever

#BoycottAmazon has been trending on Twitter lately. Maybe you’ve seen the headlines about Amazon’s alleged unsustainable and unfair working conditions or grown concerned about the massive wealth chasm between the company’s founder and its 1.3 million employees. Perhaps you’ve witnessed several mom and pop-owned businesses close their doors during the pandemic, while Amazon earned billions. You may be embarrassed about the amount of money you spend at the retail behemoth. Or maybe you just want to better support minority-owned businesses.Whatever the reason, you may be compelled to quit Amazon for good. Today’s episode interviews one New York City journalist and mom who’s given up her Amazon spending as best she can.Julie Scelfo officially kicked her Amazon habit in 2019 for “a combination of reasons,” she told me. Between the excessive packaging that made recycling a “part-time job,” the financial toll on mom-and-pop stores, and the overtime delivery teams suffered around the holidays to get Amazon packages t

Farnoosh answers listeners' questions about what to do after accidentally contributing to a Roth IRA when your incomer exceeded the limit, as well as whether it's wise to invest in stock "slices." Also: When does it make sense to pay for and lock in a mortgage rate and what is the best way to save for a child's future?

How can we use our intuition to drive smart decisions during a time of great uncertainty? New York Times-bestselling author Laura Day has spent nearly four decades helping individuals, organizations, and companies harness and develop their innate intuitive abilities to create profound change. Newsweek magazine calls her “The $10,000-a-Month Psychic,” adding “When business people need a crystal ball, they turn to consultant Laura Day, the ‘intuitionist.’”We discuss: How to harness your intuition? What is intuition, actually? What are her predictions for the economy? How can our intuition help us achieve financial goals?More about Laura Day: Her work has helped demystify intuition and bring it into the mainstream. In her workshops and presentations, she demonstrates the practical, verifiable, and sometimes astonishing uses of intuition in the fields of business, science, medicine, and personal growth. She is the author of six bestselling books including Practical Intuition and The Circle. She has appeared on nu

On today's episode: How to brag about your accomplishments without sounding pompous? How to get ahead at work with an effective "bragging" strategy?Meredith Fineman is the author of Brag Better: Master the Art of Fearless Self-Promotion. She is an entrepreneur, writer, and media expert with over a decade of experience training individuals to use public relations as a catalyst for positive career change. She is the founder and CEO of FinePoint, a leadership and professional development company with a focus on visibility and voice. She speaks and trains a number of topics, and is best known for her speaking and training on women and bragging. She is also the creator and host of the second-hand and sustainable fashion podcast, It Never Gets Old.To learn more about Meredith check out:www.brag-better.comwww.meredithfineman.com

Lots of real estate questions on So Money today. From figuring out whether it's a wise time to buy a home in seller's market and whether or not it's worth it to pay off a mortgage early, Farnoosh tackles listeners' biggest questions.

How do you feel about the idea of robots playing a bigger role in our financial lives? What does that even mean? I recently teamed up cloud computing firm Oracle to ask over 9,000 consumers and business leaders around the globe about their thoughts on the relationship between money and tech — specifically AI (artificial intelligence) and robots. What we discovered is that two in three people (67%) say they trust robots more than humans with their money. And 8 in 10 consumers think automated tools will replace personal financial advisors in the coming years. Joining me today to discuss all of this for this special bonus podcast brought to us by Oracle, is Kimberly Ellison-Taylor, who has a diverse background in finance and technology; she is currently an executive director at Oracle and previous to Oracle she held positions at NASA’s Goddard Space Flight Center and Motorola.She and I discuss the benefits of leveraging technology in our financial lives and what this trend means for advisors. Kimberly also share

The pandemic has spurred disruption and acceleration around the world. Our guest Candice Cook Simmons, Founder of the Cook Law Group, is navigating these times by disrupting her industry, and investing more in female-led start-ups. She discusses why investing in women makes great financial sense, how her law firm works with clients in a more collaborative and affordable way and the biggest mistakes founders make in launching their businesses that can lead to legal challenges.More about Candice: She is Founder and Managing Member of The Cook Law Group and a Co-founder of Wrd Ventures, She has been featured in The New York Times as one of the top women attorneys in New York and selected as a “Rising Star” and “Super Lawyer.” Through Wrd Ventures—an early stage venture fund developed with Venmo Co-founder Iqram Magdon-Ismail—she invests in underrepresented founders. A native of Atlanta, Candice Cook Simmons lives in Brooklyn with her husband and son.You can learn more about Candice here.

Fintech is changing our lives, from Robo-advisers to mobile banking and Bitcoin. In his new book, The Money Hackers, author Daniel Simon focuses on some of fintech’s most powerful disruptors - a ragtag collection of financial outsiders and savants - and uses their incredible stories to explain not just how the technology works, but how the Silicon Valley thinking behind the technology works...and the future of fintech. What more can we expect?

Farnoosh shares her opposing thoughts on finance guru D*ve R*msey's comments on F*x N*ws regarding why a $600 or $1400 stimulus check is bad news for Americans. Also: How to research and negotiate your rates as a freelancer or contractor? Another listener asks: What if you don't have any financial goals right now? And, finally, do you really need life insurance? Really? Farnoosh also selects her iTunes reviewer of the week to receive a free 1:1 money session with her.

Prolific composer and artist Steven Wallace joins So Money to discuss the release of highly anticipated film musical Hal King, a hip hop/r&b style musical set in the jazz era of the late 1950's.Steve shares his rich journey mastering the fields of music, performance and filmmaking. We discuss the challenges of being a person of color in a classically white industry, and the behind-the-scenes of how he funded his film.More about Steve Wallace: He is a singer and composer from Chicago and most recently a composer with BMI’s Lehman Engel Workshop for composers and lyricists. His professional expertise incorporates a plethora of genres and styles from Soul, Hip Hop, Blues, and Classical. In the span of his career, Mr. Wallace has released 15 of his own albums independently as an artist,produced, performed and written on over 100 albums with credits including Ledisi, Ghostface Killah of the Wu Tang Clan, De La Soul, and Eric Roberson, as well as gaining nods from the likes of Jay-Z, Jadakiss, Just Blaze and others

Guest Stef Ziev is an executive coach and creator and host of the Permission to Choose podcast. She shares her strategies for helping clients overcome decision paralysis, overcome mental blocks and make choices aligned with their values.More about Stef: She is a former TV Executive turned certified life and executive coach who appears as an expert on NBC’s Today show, as well as SiriusXM Satellite Radio on various channels.= Stef spent nearly two decades as an award-winning senior development executive in the entertainment industry. She worked for DreamWorks and The Oxygen Network where she developed and oversaw original movies and series for television, several of which won and were nominated for awards, including an Emmy. Stef’s goal with every client is to remind them they have the choice to live and lead with more joy and freedom which creates more impact with greater ease.For more information, please visit: stefziev.com

As Farnoosh journeys further into her 40s, she shares her top pieces of financial advice to accomplish in the next decade. Plus, listeners ask: How to talk to parents about their finances if they're stubborn or too proud (but you know they're struggling), how to create a bridge between a current career and a future one, and how self-employed can best save for retirement.

If you're interested in building wealth through real estate investments, our guest Fee Gentry can help. She is an Austin-based real estate agent and "agent for change," focused on supporting female and Black investors navigate the real estate market successfully. She is on the Board of Directors at eXp World Holdings. We discuss: how buyers can negotiate in the competitive sellers' market, the risks that come with FHA loans and hot markets that are headed for more appreciation in the coming years.More about Fee Gentry: Before immersing herself in the real estate world, Fee was as a serial entrepreneur. She earned her MBA and founded several businesses in the rehab, fitness, and sports training industries, including a post-rehab company working with athletes including those in the NFL, NBA, WNBA, MLB, NCAA, and the Olympics. She became a Realtor in 2004 with the mission to help her clients achieve what she believes to be a vastly important step in obtaining financial freedom: home ownership. Over the past 15 y

Today's podcast centers around ways business owners and individuals can lead with a greater commitment towards equity and inclusion, From more conscious day-to-day spending to making an impact - both inside and outside of work - guest Trudi Lebron, diversity, equity and inclusion coach, shares actionable steps we can aspire to to pursue.More about Trudi Lebron: She teaches individuals and institutions how to build successful, anti-racist businesses. In the past seven years, she has grown her company, Scriptflip!, into a multi-six figure machine for helping others maximize their social impact. Trudi is the host of the Business Remixed Podcast, has been featured in Forbes and was recognized as one of the Hartford Business Journal 40 Under 40 Leaders in 2016. She lives in Hartford with her two children.

On this Friday's Ask Farnoosh, listeners want to know about whether or not to quit a job, how to handle a $40,000 signing bonus and how to teach kids of all ages about money. Plus, hear what Farnoosh thinks about the Robinhood app.