So Money With Farnoosh Torabi

Many of you have expressed interest in attending graduate school, so today's episode is all about how to go for FREE.My guest today is a listener who reached out and suggested that we focus on this topic.Danielle Forbes has a PhD in Education Policy, Organization, and Leadership from the University of Illinois at Urbana-Champaign. From that school, she also holds a Master’s in Education Policy Studies. She also has two bachelor’s degrees in English and African-American studies from Penn State.Clearly, Danielle is passionate about education. She's even more passionate about helping others get to school affordably within their means, possibly even for free. Danielle was able to attend graduate school for free, so she’s going to talk not just from her personal experience but also her research, and all the different ways that you can bank on going to college or graduate school for much less than the sticker price - from scholarships to fellowships and tuition waivers. 

I recently had an experience that was proof positive of all the advice shared on So Money about how to negotiate your worth. The following episode offers the the play-by-play that happened over email and my notes to you. It's the actual script (with some omissions for privacy). Plus, answers to your money questions about building credit and making the most of a lump sum payment.

Michelle Bosch first became interested in real estate investing when her father suddenly passed away. She witnessed how a modest investment in real estate was able to keep her family afloat and provide her with some financial support in adulthood. With that appreciation for how powerful real estate investing can be, Michelle went on to build an eight-figure land investment and auction company.She started by flipping dirt, as she describes. Today she is the Co-Founder and CFO of Orbit Investments and a full-time real estate investor. She has bought and sold over 4,000 pieces of real estate and built the 3rd largest land investment and auction company in the US. She is also the Co-Creator of the Land Profit Generator Program and Host of The In FLOW Podcast for Women.Learn more about Michelle on her website, www.michellebosch.com.

How can you get the obstacles and adversities that are working against you...to actually work for you? My guest today is Laura Huang, a professor at Harvard Business School who has spent her career studying implicit bias in entrepreneurship and in the workplace. Her new book is called Edge: Turning Adversity into Advantage. Laura describes EDGE as that elusive quality that gives you an upper hand and attracts attention and support. Some people seem to naturally have it.  But the rest of us can create our own from the challenges and biases we think hold us back, and turning them to work in our favor....including financial challenges.Learn more about Laura on her website https://laurahuang.net/ and connect with her on Instagram @LauraHuangLA and Twitter @LauraHuangLA

This Friday's Ask Farnoosh addresses some of the recent questions that have come through the pipelines from listeners. Questions related to whether or not to sell a home now or later, dealing with a tricky financial proposal from in-laws and ways to make money in college.

We’ve talked at length on this show about financially empowering women: how to speak up at work, get paid what you deserve, and take control of your finances. But what if we've been communicating it all wrong? What if, instead, we should be seeking Power not Empowerment?My guest Lindsay Goldwert is a freelance writer, podcaster and stand-up comedian who is tackling the topic of financial dominance in her new book, Bow Down...and doing so in an unconventional way. She traveled the country shadowing women who are part of the BDSM subculture (bondage, discipline, sadism, masochism) to learn the best ways to get what you want - and have your money serve you. Learn more about Lindsay on her website: SpentPodcast.com and connect with her on Twitter @LindsayGoldwert and LinkedIn.

When we think of extraordinary investors, names like Warren Buffett, George Soros, and Ray Dalio might come to mind. But how about Jim Simons, founder of Renaissance Technologies? He's referred to as the greatest money maker in modern financial history, generating over $100 billion in profits....yet his life story has been a relative secret to many.In his new book, The Man Who Solved the Market, author Gregory Zuckerman looks into the world of Simons, who is now 81 years-old, and how his data-driven, algorithmic approach to investing has had unexpected, and far reaching implications on our world. Zuckerman is a Senior Writer at The Wall Street Journal and a three-time winner of the Gerald Loeb award.Learn more about Zuckerman on his website GregoryZuckerman.com and connect with him on Twitter @GZuckerman.

Special co-host Georgia Lee Hussey, financial planner and founder of Modernist Financial joins Farnoosh to answer your money questions related to saving, investing for retirement and managing credit card debt.

Our guest today shares an unexpected story about how a childhood growing up on a family ranch inspired her to get outside of her comfort zone and strike out on her own. It's a compelling and relatable story about trusting nobody but yourself to create financial security in your life.Shanna Goodman is the creator of AMP'D, which helps small businesses build million-dollar brands. AMP'D was developed with Shanna's 15 years of business development experience, including five years as a brand strategy agency owner. She comes from a long line of entrepreneurs, often learning business strategy at the dinner table as a child. She contributes regularly to Business Insider, is an influencer on Mogul.com, and is the mother of two very independent daughters. To access Shanna's free resources for small business owners, ampdnow.com/podcast

Zainab Salbi is the founder of Women for Women International. It is a grassroots organization that helps women in the most devastatingly damaged communities in the world. To fund this, the concept is simple: one woman here can sponsor one woman there to help her receive the business and life skills that will transform her family and community. This model has grown and they’ve been able to help over 478,000 marginalized women in eight conflict areas. For her work creating Women for Women and her global journalism, Zainab was recently awarded the Eleanor Roosevelt Award. Today, Zainab's work in journalism and media has led to the creation of several shows including: #MeToo, Now What? Original series on PBS (2018); The Zainab Salbi Project, original series on Huffington Post (2016); The Nidaa Show with TLC Arabic where she started with the historic first interview of Oprah Winfrey in the Arab world; and her latest Through Her Eyes with Zainab Salbi at Yahoo News. She frequently appears on MSNBC as a commentator

Want to earn more money in 2020? Host Farnoosh Torabi provides answers to listeners top money questions...from top side hustles to maximizing retirement savings to finding a financial planner.

Iceland was the first country to have a female president, a democratically-elected female president who served for 16 years. Our guest today, Sigrun, remembers vividly what it felt like to grow up in Iceland and have that be her reality. And she says it is - no doubt- why she grew up to be the sort of woman who believes that anything is possible.As we kick off a new important year, 2020, Sigrun, a female advocate and business coach, stops by the show to lend us her vision so that we can get closer to achieving whatever we want this year.A little bit more about Sigrun:. For much of her career, she ran companies as the CEO. She even turned down the top role as CEO of Nisan, Sweden. She is now the CEO of her own company, a world renowned speaker, a podcast host, and she’s on a mission to help women and men turn their passion into profits. Sigrun has a famous quote: “Put a date on your dreams. The rest is logistics.”I think I’m going to get that framed as my go to motivational poster for 2020.

Minda Harts is the author of The Memo, a roadmap for women of color to not only navigate but change the system they are working within. The top-selling book is packed with strategic and tactical wisdom, including a chapter devoted to white readers and what they can do to actively create inclusive work environments. Learn more about Mind at MindaHarts.com and MyWeeklyMemo.com. And connect with her and The Memo on Facebook, on Instagram @MindaHarts and on Twitter @MindaHarts.

Special co-host Jamila Souffrant, founder of Journey to Launch, is back on the show, this time co-hosting and helping answer a wide range of questions from So Money listeners.Today's questions: Is it better to make an additional principal payment on a mortgage each month or invest in an index fund? What to do when you're in your 60s with no savings or retirement? What can a professional woman in her late 20's - who wants children one day - do to prepare best for the time and money constraints of parenthood?To learn more about Jamila, visit JourneytoLaunch.com. You can also follow her on Instagram.This episode aired originally on Sept 28, 2018.

It's impossible to pick the "best" interviews of 2019, but these are the episodes that really struck a chord - on many levels - with host Farnoosh Torabi. Highlights from conversations with Karen Rinaldi, Eve Rodsky, Paul Ollingers and Busy Philipps.

They say that youth is wasted on the young but the younger guests I had on my podcast this year defied many of the negative stereotypes about Millennials and young adults we hear.From a woman who saved $100,000 by age 25 to a young man who - despite many odds - would become one of the top real estate brokers in his generation, there was MUCH to learn from some of my guests who were just starting out in the real world.

Replay from June 7, 2019This Friday, lots of questions about best ways to invest for retirement and steps for co-mingling finances with a partner. I recently got married and we've been together for 10 years. We have built our lives together, but still have separate bank accounts. We are now talking about combining some money to create a household account. He uses a credit union, I use a bank. Is there a benefit to either? Does it matter?Special co-host is Catie Hogan is a financial planner with the women-owned Element Financial Group. She’s also the author of the humorous and informative book The Millennial’s Guide to Getting Your Sh*t Together, and an accomplished humor writer and performer. Catie is on a mission to help young adults, particularly women and those in marginalized communities, become more financially literate and empowered. She does this using simple explanations of complex topics, personal anecdotes, and humorous relatability.Catie understands what it means to be a broke Millennial. She finis

This episode is dedicated to some of the best moments on So Money where guests revealed their financial challenges and how they triumphed from sometimes great tragedy. Theirs are stories of strength, resilience and determination.

We’re reflecting on some of the best conversations related to money and relationships, strategies and lessons from people who’ve worked through financial challenges with either a partner or a parent.

This week, Farnoosh helps listeners with their questions related to buying a home in a high cost of living area, where to invest and how to negotiate when an investor offers you money for your business.