So Money With Farnoosh Torabi

In today's episode of Ask Farnoosh, special guest Sophia Bera of GenY Planning and I answer your biggest questions about retirement planning, how to afford children and more.Sophia Bera joined me earlier in the month on So Money Millennial week and in case you missed our interview you can catch it here.If you would like to learn more about Sophia Bera, visit her website genyplanning.com or follow her on Twitter @sophiabera.

Today’s guest is a veteran journalist and well-known voice to millions of American Radio listeners. She is Tess Vigeland, CEO of Tess Vigeland Productions, an LA-based multi-media media company. For 11 years, she was the anchor for public radio’s Marketplace as well as spent 6 years hosting the personal finance show, Marketplace Money. Tess also wrote the newly published book titled, Leap: Leave A Job With No Plan B to Find the Career and Life You Really Want. This book was based off of Tess’s personal experience after she felt that “Marketplace’s Tess Vigeland” was no longer fulfilling and left her dream job to find her next calling. In her book she talks about leaping without a net with humor and honesty and shares the possibilities that are on the otherside for those willing to leap with her.Tess still keeps her radio voice warmed up serving as a backup anchor for NPR’s All Things Considered as well as shows on two local LA stations. In her “spare” time, time she writes for The New York Times, The Guardian

While I was at FinCon 2015, I had the pleasure of interviewing Carl Richards with a live audience. He is a Certified Financial Planner and the director of investor education for BAM Alliance, which is a community of more than 130 independent wealth management firms located across the United States. Carl is the creator of the weekly Sketch Guy column in The New York Times and a columnist for Morningstar Advisor. His sketches are most known for taking complex financial concepts and making them easy to understand. They also served as the foundation for his first book, The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money. Most recently this past March, Carl released the book The One-Page Financial Plan: A Simple Way to Be Smart About Your Money.Carl’s work has also been featured on Marketplace Money, Oprah.com, Forbes,com among others. He has also become a frequent keynote speaker at financial planning conferences and visual learning events around the globe. Carl’s artwork has appeared in a solo sho

Joining me today is Belinda Rosenblum, a CPA wealth expert and self-proclaimed “Chief Money Motivator.” She runs her own company, OwnYourMoney.com, which specializes in helping corporate professionals and entrepreneurs take charge of their money. Her goal is to lead a movement that will change people’s perspectives on money and transform the way we are thinking, feeling, and acting about our money. She is also the co-author of a book entitled, “Self-Worth to Net Worth: 12 Keys to Creating Wealth Inside and Out,” which provides a step-by-step approach to help build financial self-esteem. She’s also offering So Money listeners her free 10-day course to help any of you out there listening to get out of debt. How generous! It’s called the DitchYourDebtChallenge and So Money listeners can get the course by visiting http://www.ditchyourdebtchallenge.com/somoney. For more information visit www.somoneypodcast.com.

Today's guest is someone I've proudly worked with to help me steer my previous book launch and elevate my business. And I think what she does to help clients is simply outstanding and one of a kind. I am a little biased, but I'm very, very serious here. Teaming up with her has been hands down one of the best investments I've ever made in growing my brand. I wanna welcome today, to the show, Selena Soo.Now after working in the non-profit world making around $42,000 a year, in New York City, which is hard in this city believe it or not. The most expensive city in the world! Selena decided in 2012 to go to business school and change gears, just go into a whole new career. And at first she was interested in PR, but realized that it just didn't give her the opportunity to do her favorite thing, which is to connect with people genuinely, without an agenda. So she decided to explore the idea of becoming a publicity and business coach, a service that she herself had paid for many times.Fast forward to today, she is a

In today's episode of Ask Farnoosh, I answer your biggest questions about renovating vs building your dream home, how to pay for graduate school, the importance of having an internship and more. For more information visit www.somoneypodcast.com.

Today’s guest is Alan Moore, a Certified Financial Planner and the co-founder of XY Planning Network, a fee-only RIA and location independent financial planning firm. Alan co-created this company because him and his business partner felt that Gen X- and Gen Y-ers were being ignored by the bigger, traditional financial planning firms; so they wanted to fill this void with the creation of this company. He is also the President of Serenity Financial Consulting, LLC, located in Milwaukee, which specializes in providing financial planning advice and investment management services to individuals or families in order to achieve their financial goals on an as-needed or hourly basis.Alan has been recognized for his work by Investment News, naming him among the “40 Under 40” in financial planning and by Wealth Management as one of “The 10 to Watch in 2015.” He is frequently speaking on behalf of topics including technology, marketing as well as business coaching and his quotes have been included in articles in publicat

When I set out to start this podcast, I wanted to create a show where successful people could share their stories and advice through an open conversation about money, and hopefully inspire the listeners that they can do it too. My guest today, Adrienne Dorison has that same goal in mind in her business. Adrienne has created a 10 session and a VIP Intensive program to create your “Rich Life,” which she defines as all about self-mastery to reach your highest potential, creating freedom, financial success and lasting fulfillment. In this program, you receive coaching sessions, online support, access to her mastermind group of entrepreneurs and much more.A little more about Adrienne…she paid off $45K of student debt in just 6 months, has had a career at a prestigious Fortune 500 company, and is an accomplished athlete – she has even won a long distance triathlon!For more information visit www.somoneypodcast.com.

Today I have the great pleasure and privilege of speaking with a fantastic award-winning journalist, Sharon Epperson. Sharon is currently a correspondent for CNBC covering the commodity markets and personal finance. She also appears on other NBC news shows like The Today Show and Nightly News, I'm sure you've seen her on television. She reports on a daily basis from the New York Mercantile Exchange where she covers the Energy Markets. She's won numerous awards include a Gracie Award for Outstanding Online Host for her financial advisor playbook video series on CNBC.com and the Trailblazer of the Year Award from the New York Association of Black Journalists. Sharon has a Bachelor's Degree in Sociology and Government from Harvard, and a Master's in International and Public Affairs from Columbia. So interesting that she ended up as a financial journalist and she talks about that journey, how she became the woman that she is today. What was the path that took her to CNBC? The opportunities that led her to financi

Today’s guest considers herself a “global citizen” and documents her travels and fashion through a blog, a wildly successful YouTube channel and popular Instagram account (just shy of 1M followers popular...WOW!).  Her name is Mimi Ikonn a co-founder of Luxy Hair and YouTube sensation.On her YouTube channel she documents tutorials from everything to her morning and nighttime routine to her favorite outfits to how to clean out your closet. Before becoming a successful entrepreneur she dropped out of the International Business Program at Seneca College in her second year to later become a Certified Image Consultant.For more information visit www.somoneypodcast.com.

In today's episode of Ask Farnoosh, I answer your biggest questions about moving back in with your parents to pay down debt, budgeting for annual vacations, how freelancers should plan for their taxes and more. For more information visit www.somoneypodcast.com.

In today's episode of Ask Farnoosh, I answer your biggest questions about inheriting your parents student loans, using your credit vs. your debit card, steps you should take if you plan on renting your home and more. For more information visit www.somoneypodcast.com.

Imagine being a millionaire and then losing most of your wealth in an instant. My guest today stared down the barrel of bankruptcy at as the head of a financial markets education company during the most recent financial crisis.Her name is Julie Ann Cairns and she’s here to today to share her riches to rags…back to riches story. She has a new book out this month called The Abundance Code: How to Bust the 7 Money Myths For A Rich Life Now…based largely on her own personal experience with the ups and downs of money, as well as the lessons learned from coaching clients.Julie Ann has more than 20 years of experience in analyzing global economic trends and the financial markets. She has a bachelor of economics with honors in econometrics from the Australian National University and a master of economics and finance.Julie founded Trading Pursuits Group, a financial market education company where she serves as the Managing Director.For more information visit www.somoneypodcast.com.

Today on the show we have, whom I think is a true leader in the financial education space. He is one of the first personal finance bloggers to really take the stage in a big way in the early 2000's before financial blogging was really a thing. Similar to J.D Roth who has been on the show, who is the founder of Get Rich Slowly, a very popular personal finance site. We have on the show today H. Luke Landes, or Luke. He's the founder of Consumerism Commentary, you may have heard of it, one of the first independent personal finance blogs. And on it, Luke held himself accountable for his own financial decisions. He had quite a journey to financial independence. The website became one of the most popular to provide basic financial guidance to, particularly young people, focusing on education, awareness, and decision making.Luke also had an accompanying podcast on which he's interviewed me several times and so I'm happy now to have him on my show and put him in the hot seat. Luke is also the founder of the Plutus Aw

Today’s guest is a nationally known TV journalist as well as a critically acclaimed author and nationwide speaker. Elisabeth Leamy is most known for contributing to the Dr. Oz show and ABC News as a consumer advocate and money-saving expert. Elisabeth has been contributing to the Dr. Oz show since 2013 as an consumer and investigative correspondent. Prior to that, she spent 9 years working as a Consumer reporter for Good Morning America and other national ABC News programs. She still contributes to ABCNews.com where she writes a money column. She is also the author of two books including “Save Big: Cut Your Top 5 Costs and Save Thousands” and “The Savvy Consumer: How To Avoid Scams and Rip-Offs That Cost You Time and Money.” For more information visit www.somoneypodcast.com.

If you’re looking to write a book and have it be successful, to help you build your brand and business, then you’ll love hearing from today’s guest! Rob Kosberg is joining me and he is a marketing and brand-building expert who specializes in helping his clients become “go to” experts in their respective fields.  He’s also a best-selling author having wrote Life After Debt: Practical Solutions To Get Out of Debt, Build Wealth, And Radically Transform Your Finances Forever! His book address strategies and the mindset needed to overcome debt and live a debt-free lifestyle. The book has since translated into a podcast also called Life After Debt. For more information visit www.somoneypodcast.com.

Mrs. Frugalwoods is a self-described frugal weirdo, all the way from Boston. She's one of a couple that's set on living on an extremely small budget with the goal of retiring in their 30's. They're called The Frugalwoods and their blog is apply titled Frugalwoods.com. There they chronicle their journey. They live in Cambridge, also known as Frugal City, with their dog Frugal Hound who makes frequent appearances on the blog and the couple saves more than half of their income in the hopes of retiring to a homestead in rural Vermont one day. Their end game is to create a new fulfilling life for themselves close to nature and be able to garden and just live off the land. They've become so efficient at saving that they spent just $13,000 last year in the city of Boston. How is that possible? They're also expecting their first child and have just spent about $20 on the baby so far. Is that gonna keep up? How is this possible, right? Right now they are 30 and have just three years, they say, to go until retirement.

In today's episode of Ask Farnoosh, I answer your biggest questions about the future of education, what to do when you and your spouse don't agree on your financial advisor, what to know when inheriting someone else's 401k and what to look for when buying a new house. For more information visit www.somoneypodcast.com.

In today's episode of Ask Farnoosh, I answer your biggest questions about the best way to self-publish a book, paying for grad school without going broke, what to do when you're in a high cost of living area and more.For more information visit www.somoneypodcast.com.

We are rounding out So Money "Millennial" week!A “So Money” Millennial is someone who has proven to have accomplished a great deal in the their financial life in their 20s or early 30s. So often we hear about the struggles which are very real and sobering: the average college student graduates with around $35,000 in student loans, often lots more. It’s tough to find a job, save and sometimes you have to live with your parents. But today’s guest wrote in to me to say that she believes she is ahead of the curve. And I have to agree.We’re going to be speaking with Latrese Bookhard.  She is twenty-six and currently serves in the military.She says, Farnoosh, "I’m debt free, have a net worth approaching $100,000 and I paid off $53,000 in student loan debt. I max my annual Thrift Savings Plan and Roth IRA contributions. I save well over 50% of my take home pay and consider myself an aspiring “Millionaire Next Door” and early retiree. I’ve always been frugal but I kicked everything into high gear when I found a Yahoo