So Money With Farnoosh Torabi

This episode originally aired on October 11, 2024. Fresh episodes starting Monday!Download Farnoosh's Free Investing Blueprint to learn how to begin investing for your future.Today's show: Is there such a thing as investing "too" much? Can obtaining a home equity loan be helpful when purchasing a second home? How to find a great accountant and more.

Recapping the year's top episodes covering the science of building wealth - proven ways to earn more and have a healthier relationship with money.For more listening, check out the full episodes with our guests:Charles Duhigg, Author of SupercommunicatorsDaniel Crosby, Author of The Soul of WealthCaroline Adams Miller, Author of Big GoalsCarl Richards, Host of 50 Fires podcastScott Rick, Author of Tightwads and SpendthriftsKate Northrup, Financial Expert and Author

Reviewing the best episodes of 2024 to finish the year. In this episode, we hear again from successful first-gen money experts and their insights on navigating money as the children of immigrants. We hear from:Vivian Tu Giovanna Gonzalez Jannese Torres Shirin Eskandani Vrinda Gupta

This episode originally aired on Friday, September 27.In this episode, you will learn about creating a financial plan (for beginners), borrowing from your 401(k), selecting a balance transfer card, and more.Download Farnoosh's FREE Financial Family Planning Guide here.Check out the new Farnoosh website and grab a free copy of her Investing Blueprint.

Revisiting the best episodes of 2024 with a focus on money and kids. In this episode, we hear fromKaren Holland, Founder of GiftingSense.orgRenee Campbell, Head of Youth & Family Banking at Chase BankPeter Bergman, Chase, Executive Director and Head of Starter Segment Banking at Chase Consumer & Community Bank

Revisiting the best interviews of 2024 with a look back at some of the best retirement saving strategies. Featured in this episode:Anne Tergesen, WSJ Reporter  Jean Smart, founder of PenelopeHannah Cole, founder of Sunlight TaxKatie and Alan Donegan, Early Retirees

This week: What's the tax impact when you sell Bitcoin? How do you negotiate benefits at work, from retirement to equity to paid time off? Plus: smart ways to invest in your health. To learn more about Farnoosh's book workshop, visit BooktoBrand.co.Sign up for Farnoosh’s free Investing BlueprintFollow on InstagramJoin the So Money Members ClubLeave a review on Apple PodcastsOrder Farnoosh’s new book, A Healthy State of Panic

What happens when you decide to walk away—from burnout, expectations, from a life that looks ‘successful’ on the outside but leaves you feeling hollow inside? My guest today, Faye McCray, has lived that transformation. A high-achieving lawyer turned storyteller, strategist, and wellness advocate, Faye made the bold decision to leave corporate life and redefine success on her terms. We’ll explore what led her to this breaking point, how she navigated the uncertainty of starting over, and how she’s helping others bridge the gap between their personal identities and professional lives.Faye opens up about her lessons on slowing down, prioritizing health, and finding fulfillment beyond titles and accolades. Plus, we talk about breaking free from ‘hustle culture,’ redefining work-life balance, and why it’s okay to end the year strong—without crossing every item off your to-do list. If you’re feeling stuck, burned out, or wondering how to make peace with your pace, this episode is for you. And yes, we even revisit t

Most couples struggle to get on the same page regarding money and relationships. Less than 40% of married couples discuss their finances in detail—a staggering statistic that often leads to miscommunication, conflict, and, for some, divorce. But today’s guests, Jessica and Brandon Norwood, are trying to change that narrative.Jessica and Brandon are the dynamic duo behind The Sugar Daddy Podcast, a show dedicated to helping millennials break the stigma around money conversations and build wealth as a team. As a married couple who have navigated everything from student loans to merging their financial lives, they bring a wealth of personal and professional insight. Jessica, a tech professional and the breadwinner in their family, and Brandon, a licensed financial planner, have developed a proven 5-step framework for creating financial harmony in relationships.In this episode, we dive into:The importance of shared values and financial alignment—why dreaming big as a couple is key.Tackling financial dealbreakers—

In this episode of Ask Farnoosh, we tackle some of your most pressing money questions about retirement planning, investing, and managing finances in relationships. First, we dive into the pros and cons of converting a Traditional 401(k) to a Roth IRA, discussing how to weigh current tax impacts against long-term growth benefits. Next, we explore strategies for helping a loved one preserve and grow their retirement savings, including balancing accessibility and investment growth for someone relying on Social Security. Lastly, we address the complexities of merging finances as a couple—whether you’re cohabiting, buying a home, or just starting to have those “big” money talks.References: Article: What My College Friendships Taught Me About Socioeconomic StatusArticle: The Perimenopause Gold Rush Join the So Money Members Club.Download Farnoosh's free investing blueprint.Hang out with Farnoosh on Instagram.

Today's episode of So Money is a full-circle moment. I’m thrilled to welcome Jodi Smith, the creator of the blog Abundance of Jo and a rising star in the personal finance world. But before she became a go-to resource for money advice, she was just like so many of you—Googling 'personal finance help' and landing on So Money.Jodi’s journey is nothing short of inspiring. From moving to Canada for her MBA, taking on and paying off $50,000 in debt in just six years, to creating a financial plan that balances debt repayment, saving, and even treating herself, she has been organized and intentional every step. Along the way, she turned her financial wins into a platform to help others.In our conversation, Jodi shares how she found motivation through the podcast nearly a decade ago, the strategies she used to climb out of debt while building wealth, and how her blog empowers people worldwide to live their best financial lives. We also dive into her philosophy on making money, negotiation tips, and why compassion is k

Today’s conversation will change your thoughts about time—our most precious and often overlooked currency. Returning to the show is Heather Chauvin, a dynamic speaker, coach, and author whose wisdom on time management is nothing short of transformative. Heather’s journey began in a crucible of crisis—a stage-four cancer diagnosis. Still, from that challenging moment, she built a revolutionary approach to owning and investing time to live richly and intentionally.In this episode, Heather and I dive into her signature concept of "energetic time management," where time isn’t just about productivity or calendars; it’s about aligning your energy, values, and desires to create a life that feels as good as it looks. She shares the origin of this system, the profound realizations she had while juggling motherhood and a career, and why most of us are in what she calls "time debt." Heather explains how to break free, set boundaries, and treat time like money—because every moment matters.We’ll also talk about practical

If you’re planning to make a big purchase in the next few months, don’t wait. Early holiday sales and year-end discounts are already a smart move—but add the potential for higher tariffs, and shopping is now more convincing. Farnoosh breaks it down in this new episode of Ask Farnoosh. Plus: Which is better, a Roth or Traditional 401(k), and How to Save Money on Buying a Car in December.Grab the So Money Investing Blueprint for FreeJoin the So Money Members ClubRead: What Should You Buy Before the Trump Tariffs - HuffPost

In this episode of So Money, Farnoosh welcomes back bestselling author and marketing legend Seth Godin to discuss his latest book, This Is Strategy: Make Better Plans. Seth dives deep into the essence of strategy and its importance in creating meaningful change in our finances, careers, and lives. He explains the four essential threads of strategy—time, game, empathy, and systems—and how understanding them can help us make better decisions and reduce stress. From navigating money stress to mastering delayed gratification, Seth offers actionable advice for tackling life's challenges with clarity and purpose. He also revisits his thoughts on being "rich" 10 years later, emphasizing the value of choice and contributions over material wealth. Whether you're looking to improve your financial game, stand out at work, or build a better future, this episode is packed with wisdom and inspiration from one of the most influential thinkers of our time.Join the So Money Members Club.Download Farnoosh's free investing blue

A new study reveals that more people want to quit their jobs now than during the Great Resignation. Whether it’s to find better-paying work to address the rising cost of living or simply to leave their company or industry and start fresh on a professional path they actually enjoy, the big question remains: Will they quit?Our guest today is helping people overcome that hurdle.Goli Kalkhoran is a Master-Certified Life Coach and former attorney who helps unfulfilled professionals create a career (and life) they genuinely enjoy. She hosts the Lessons from a Quitter podcast, where she de-stigmatizes quitting and offers resources and inspiration for individuals looking to pivot in their established careers. In this episode, we discuss why our culture is so afraid of quitting, how to afford to leave — financially and energetically -- and Goli’s journey of quitting her law career and the many pivots that followed.Join the So Money Members Club.Download Farnoosh's free investing blueprint.Hang out with Farnoosh on Ins

This episode originally aired on September 6, 2024.This Friday: Questions regarding adding children to your business payroll, enrolling in a 529 plan when college is just a few years away (good idea?) and how to manage a 401(k) that's being discontinued at work. Join the So Money Members Club for free for one month with the code SoMoneyBF2024. Expires Saturday, November 30.

As we approach Thanksgiving, there’s no better time to reflect on gratitude, personal growth, and turning life’s challenges into opportunities. In this episode of So Money, I’m joined by Christine Hassler, a #1 life coach, bestselling author, and host of the popular podcast Over It and On With It. Christine opens up about hitting rock bottom—leaving a toxic work environment, finding herself in debt, and overcoming heartbreak—all while redefining what success and happiness genuinely mean. She shares how gratitude became a cornerstone of her personal and financial transformation and why self-worth is directly tied to net worth.We also explore her actionable strategies for embracing setbacks, finding purpose, and creating a life rooted in abundance. Whether you’re feeling stuck or simply want to align your values with your goals, Christine’s insights will inspire you and prepare you to take the next step.This episode is a replay.

In this episode of So Money, I’m joined by Michael Schreiber, award-winning journalist, founder of MediaFeed, and long-time friend. Michael began his career as an award-winning journalist, producing acclaimed documentaries and in-depth reporting on topics like the credit card industry. Today, he’s at the forefront of helping businesses and individuals leverage content to grow their brands and connect with audiences.We explore Michael’s transition from journalist to media entrepreneur and the lessons he’s learned about creating impactful content. He shares strategies for building a personal brand on various platforms, from LinkedIn to YouTube, the power of content syndication, and how businesses can own their narrative without relying on traditional advertising. Plus, we dive into how AI tools like ChatGPT can supercharge your content creation process while saving time. Plus: a sneak peek into a collab between Farnoosh and Michael.

In this episode of Ask Farnoosh: How do you balance saving for your kids’ futures while ensuring your own retirement? Is it too late to start investing in your 60s? Plus, Farnoosh shares her thoughts on whether a Trump presidency could crash the stock market and breaks down the financial risks of dismantling the Department of Education. Join the So Money Members Club.Download Farnoosh's free investing blueprint.Hang out with Farnoosh on Instagram.

What did the election polling data say, what did it miss, and why were so many people divided on the economy? Guest Farrah Bostic, a brand strategist, researcher, and founder of The Difference Engine, a consultancy that helps entrepreneurs and brands make smarter decisions through deep-dive research and data analysis. She’s also the co-host of In the Demo, a podcast exploring generational differences, and the host of Cross Tabs, which dives into polling and what data can reveal about the decisions we make.Join the So Money Members Club.Download Farnoosh's free investing blueprint.Hang out with Farnoosh on Instagram.