So Money With Farnoosh Torabi

If your budgeting is not where you want it to be… and you are wondering what else you can do, today’s guest might be able to help. He is the founder and CEO of YouNeedABudget.com or YNAB, Jesse Mecham. Fueled by the desire to survive as a 20-something newlywed and a full-time student, Jesse developed a budgeting system to help him track expenses. What was a simple expense recorder evolved into something quite useful, which allowed him and his family not only to survive but also save a substantial portion for a rainy day.Fast-forward to 2015, YNAB is a full-blown software enterprise, driven by a small, passionate team, helping tens of thousands of people all over the world pay down their debt, save more money, and break the paycheck to paycheck cycle. When Jesse is not fine-tuning software, doing his own budgeting or helping others get a hold of their finances, he is gardening, playing the piano and honing his golf swing… as well as hanging out with 5 amazing children.

Today's guest is the "Money Girl" Laura Adams. Laura is a personal finance expert and award-winning author of multiple books, including Money Girl’s Smart Moves to Grow Rich. She’s been the host of the popular Money Girl Podcast, a top weekly show in iTunes, since 2008.Laura is a go-to expert in the media. She’s been featured on NBC, CBS, ABC, NPR, USA Today, The Wall Street Journal, The New York Times, and so much more.Her mission is help over 100 million students and consumers live richer lives through her podcasting, speaking, spokesperson, teaching, and advocacy work.

In researching my latest book When She Makes More, I reached out to some of the most renowned experts in the field of money and relationships. I came across Dr. Corey Allen who is our guest today. Corey is a husband, father, author, speaker, as well as a Marriage and Family Therapist and a Licensed Professional Counselor with a Ph.D. in Family Therapy.He has a private practice in McKinney, TX and is the founder of simplemarriage.net, an online resource aimed at helping marriages not just survive, but thrive.

I have a guilty pleasure. And that guilty pleasure is an entire channel… known as Bravo.  From the Real Housewives of Beverly Hilss to Watch What Happens Live with Andy Cohen. And today, we have one of my favorite Bravolebrities: Millionaire Matchmaker Patti Stanger. She is the star and executive producer of the network’s hit series “The Millionaire Matchmaker” currently in its eighth season. If you’ve never watched the show Patti connects high net worth clients with women seeking love. The idea being that busy successful men don’t have time or the wherewithal to really make a meaningful connection on their own… And she flips it sometimes, too. I’ve watched her match millionaire women with men... and she’s also connecting same sex couples too, which is wonderful.What I admire most about Patti is her business savvy. She’s an experienced third-generation matchmaker. She founded her company, the Millionaire’s Club, in January 2000 and 15 years later it boasts more than 100,000 members available for its clients.

In today's Ask Farnoosh episode... questions about buying a home close to retirement and co-mingling bank accounts in your relationship.

In this Saturday's Ask Farnoosh questions about accelerating a mortgage payoff, starting a business with no savings and how to launch a speaking career. I've got answers! Tune in...

Raise your hand if you’re big on making lists! I am raising both hands right now. And I’ve got one foot in the air. I’ve been creating lists since I was probably in middle school... writing is cathartic for me and when I can put all my to-do’s in hierarchical order it makes me feel like I can really focus and prioritize. It’s a way to stay organized…and I know for a fact that lists help me be more productive and results-driven. So, if you agree with me that creating and executing to-do’s off of a list are a key to productivity, you will appreciate our guest today. Her name is Paula Rizzo. By day she is an an Emmy award winning TV producer in New York City and by day and night and the middle of the high she works on another one of her passions as the founder of the productivity site ListProducer.com.  She has a new book out which we’re going to talk about called Listful Thinking: Using Lists to be More Productive, Highly Successful and Less Stressed. In our time with Paula we discover: -- How using lists can h

Today’s guest is a digital media pioneer and an incredible inspiration to me and millions of other entrepreneurs. She is the creator and host of “The Valley Girl Show” and CEO of Valley Girl, Inc. She has produced and distributed over 200 interviews with some of the greatest minds in business and technology such as Ted Turner, Mark Cuban, Sheryl Sandberg and Eric Schmidt, the former CEO of Google. And after 6 successful years hosting her talk show online, she is expanding it to television, with a new series on Fox TV in Northern California. Her name is Jesse Draper. During our time together we learn: -- Why her dad tried to borrow money from 10-year old Jesse and what that experience taught her. -- Why Jesse ended up spending more than she should have when she started her business… why she doesn’t do that anymore. -- How Jesse does the big ask when negotiating – her simple tips and strategies that you can use too! -- A fun game you can play if you want to learn about investing but haven't started investing ye

Today’s guest is a professional musician turned entertainment attorney and business coach. Jo-Ná Williams is the founder and CEO of J.A. Williams Law firm which helps artists, content creators and entertainers navigate legal and intellectual property matters.  In addition to her legal practice, Jo-Ná runs the Artist Empowerment Group, which she established to empower artists to take charge of their careers and advise them on branding and marketing. Some of her clients have written best-selling books, created award-winning blogs, been nominated for Grammys and hit the Billboard Top 100 and iTunes Top Album Charts. Prior to venturing out on her own, she served as a legal clerk for a New-York based entertainment law firm and did pro bono work for the Arts in Massachusetts where she worked on intellectual property and entertainment law matters for low-income artists.

Today’s guest is the award-winning comedian, Jeff Kreisler. He is a triple threat! A writer, performer and producer with impressive Ivy League credentials… who believes that the world can be saved with more thinking, passion, and aggressive naps!  I actually had the opportunity to cross paths with him at TheStreet.com. His work, including his bestselling satire “Get Rich Cheating," has been praised by mainstream media including The New York Times, Chicago Tribune, CNBC, and San Francisco Chronicle, among others. Jeff is a sought-after corporate speaker and was the featured comedian at The 2011 Economist's World Conference, alongside former President Bill Clinton. He is a graduate of Princeton and Virginia Law School, a former attorney and private investigator. Several takeaways from our interview: -- Why Jeff turned down 6-figure job opportunities that could have put him on a partner track at leading law firms -- Why he doesn’t like to use automatic bill pay -- The best thing that his parents gave him (hint:

Ramit Sethi is the author of the New York Times bestseller, "I Will Teach You To Be Rich" and writes for over half a million monthly readers on his website, iwillteachyoutoberich.com, where he covers psychology, personal finance, careers, and entrepreneurship. Ramit’s unusual combination of psychology, analytical testing, and irreverent style led Fortune Magazine to call him the “new finance guru on the block.” Ramit appears on ABC and PBS regularly, and periodically writes for the New York Times. He studied social influence and persuasion at Stanford, and previously co­founded PBworks, a Silicon Valley collaboration startup. Three takeaways from our conversation: -- How Ramit is making 2015 the year of MORE -- How taking willpower out of the equation allows him to perform at his peak -- And how he spends just 1 hour per month on his finance.  

Does saving money for my child's college education lower my chances of getting financal aid? And what the heck do I do with my stinkin' time share? I want to sell it!

How much should we borrow to attend college and what do I say if a prospective employer insists on knowing my previous salary?

My guest today knows what it feels like to be in your 20s and overwhelmed by work, money and just, life, in general. She’s only 27 years old and has already experienced a devastating lay off from work (just two months after joining a company), going nearly broke… I believe it was something like $13 or $14 left in her bank account …and at a loss for how to redirect her life.  Today’s guest is Mandi Woodruff and she is a warrior. She knows the pains of trying to figure it all out before you hit 30 and confesses…it’s a loser’s game. By day she is the personal finance correspondent for Yahoo Finance where she hosts the weekly web series, Money Minute, delivering 60-second explainers on some of life's trickiest money questions. She's been a reporter for more than seven years and studied journalism at the Grady College of Journalism and Mass Communication, home of the Peabody Awards. 

Whether you are single or in a relationship, living in a flashy metropolis or a quiet suburb, you have probably experienced how difficult it is to find your second half these days. I mean, who has the time to date? (A true personal story: when I first started dating my hubby-to-be, I thought for sure he would give me the boot because I was chronically overscheduled and overbooked. Thankfully, he didn’t and now we have a beautiful son.) But time is a REAL challenge when it comes to finding the love of your life and unfortunately not the only one... Today’s guest is a L-O-V-E guru and relationship expert who coaches his clients on how to make time and work through various challenges associated with dating. He is the founder of YourGreatLifeTv.com and the creator of a program called “3 Bulletproof Habits to Get the Man You Want”! He’s also the guy who had the amazing fortune of being invited to participate as a volunteer staff member in many of Tony Robbins’ seminars for 5 years... which, he says, helped him fin

Many of my guests on the show have told me how important it is to start talking with kids about money… early and often. And one of my recent guests, Ron Lieber, the author of “The Opposite of Spoiled” has taken it a step further. He suggests that we help children learn how to associate money with a work activity…. that is ideally above and beyond their regular household chores. (i.e. don’t give them that allowance for free… have them earn it!). Today’s guest is a great case-in-point. She grew up in a family where money was a frequent topic on the family agenda and every moment was used as an opportunity to help kids acquire good money habits. Tiffany Aliche is the rising star in the personal finance world and the founder and CEO of TheBudgetnista.com It’s a financial education firm, which provides seminars, workshops and, more importantly, financial empowerment to thousands of women across the globe. Tiffany is the bestselling author of the book, The One Week Budget, and has been featured on NBC, PBS, The New

Have you ever watched when kids play … and wished that you had the same bold, fearless attitude towards… pretty much everything? It seems that no matter what, they always seem to bounce back with more energy than before! Today’s guest is fearless. He’s a serial entrepreneur, a proud father of four and a lucky carrier of the “success gene” (unofficially) which, he says, has helped him and other generations in his family quickly get back up on their feet after “hitting a bump on the road”. His name is Ryan Lee. Ryan started his first website back in 1999 while still working full-time as a recreational therapist at a children’s rehab hospital. That site was supposed to promote his sideline personal training business. Instead, he grew it into a giant empire spanning multiple markets and generating 7-figures of income every month. But it didn’t happen overnight. In his own words: “it took… years of lots of trial and error to finally "crack the code" and have enough nerve (and consistent income) to leave the secure

I’m excited to welcome our first stock expert and active investor on the show, Frank Curzio. By now, you probably know that I subscribe to the passive philosophy when it comes to investing – that’s right I love my index funds! However, a lot of you have expressed interest in participating directly in the stock market… so I thought that Frank would be a fantastic resource for you and could give you another prospective on investing so you can decide which one is right for you. I’ve known Frank for almost a decade. He is one of America’s most respected and recognized stock experts. He’s been analyzing stocks for almost 20 years and has traveled all over the world to find the best companies to invest in. He currently writes the Disruptors & Dominators newsletter for Uncommon Wisdom, a division of Weiss Research. And prior to that, he was an analyst and editor at Stansberry Research. Frank has also experience working for one of the richest hedge-fund managers on Wall Street and is the host of the Wall Street Unplu

Should I bank on social security? And what financial moves should I make now before I move overseas? Lots of great questions on this edition of Ask Farnoosh.

Farnoosh answers your biggest money questions. Today: What's the ideal age to retire and how much should I have? and How do you How do you approach that first investment or business move when you've made a bit of money?