So Money With Farnoosh Torabi

In this episode of Ask Farnoosh, how to plan your estate when you're divorced with two children, saving for retirement for the first time at 50 years old and how to save properly for your child's college education?For more, visit www.SoMoneyPodcast.com

What role should our ethics play in our financial decisions? Farnoosh answers your biggest money questions on this latest episode of Ask Farnoosh. For more visit SoMoneyPodcast.com.

Today’s guest is a Millennial superstar and a visionary strategist for the digital age. She is the CEO and founder of the Marketing Zen Group, an integrated online marketing and PR firm. She is the best-selling author and highly acclaimed speaker who is frequently invited to share the stage with the world’s top leaders and luminaries, such as President Obama and the Dalai Lama. How cool is that?! But that’s not all… She is the recipient of the prestigious Technology Titan Emerging Company CEO award. She was named one of the “Top 30 under 30” Entrepreneurs by Business Week in 2013... AND one of the “Top 30 under 30” Movers and Shakers by Forbes in 2015! And if that’s not enough… She has also been honored at the White House as one of the top 100 young entrepreneurs. Today’s guest is Shama Hyder.Three takeaways from our interview:-- Biggest mistake that companies and individuals make online when it comes to their social media strategy-- How Shama managed to graduate from college debt-free… and yes, you can too!-

I’d bet most of you - or all of you - have heard of or read The Chicken Soup for the Soul series. The book has sold more than 500 million copies in print since it first published in the early 1990s. I recall that series of books being mentioned on Oprah countless times growing up, didn't you? Maybe you have also read The Success Principles, first published a decade ago. Today’s guest is the author, the man and motivational speaker behind all those wildly successful books: Jack Canfield. He is on the show today celebrating the 10 year anniversary of The Success Principles.This is a big deal.Jack was born in Fort Worth, Texas in 1944. He spent his formative teen years in West Virginia, later attending Harvard for college. He began his career in 1967 as a high school teacher in Chicago. And from there built his career into the blockbuster brand and business that it is today. Today he is the founder and CEO of The Canfield Training Group and founder of The Foundation for Self-Esteem.  He holds a Guinness Book wor

Whether you’re ready to work with a financial advisor and not sure how to go about it… or just trying to figure out if you should work with one, today’s episode is going to be a valuable resource for you! It’s packed with awesome tips and advice from our guest, Ric Edelman. Ric is the founder and CEO of Edelman Financial Services, one of the largest independent financial planning firms in the US with 40 offices nationwide. He’s been ranked 3 times as the #1 independent financial advisor in the country by Barron's and that’s no small feat! Ric and his team have been helping thousands of people just like YOU for 27 years. Not to mention, he has written 8 books and is a #1 New York Times bestselling author. Three takeaways from our interview: -- How to know if you’re ready to work with a financial advisor. This, I know, is something many listeners are grappling with…Ric settles it for us once and for all. -- How to select the best planner for you and key questions to ask before working together. -- Ric’s money s

One of my #SoMoney guests last week, Chris Brogan, astutely noted that there was a direct correlation between being yourself and making money, And I think that is extremely true, although it does involve taking risks, having the guts to go against the grain, be different, and speak your mind even if your opinion is unpopular. Today’s guest is a New-York based journalist who is admired by many, for speaking her mind… Her name is Helaine Olen, author of the highly acclaimed book Pound Foolish: Exposing the Dark Side of the Personal Finance Industry. She wrote the book not knowing how it would affect her career after it was published. But she took the risk anyway because she wanted to stay true to herself and be of service to the public. Fortunately, her fears did not materialize. Instead, her career took off in ways she never imagined. Three takeaways from our interview: -- Helaine’s critical perspective on the financial services industry -- Why she invests in index funds -- Her golden rule of thumb that helps

Today’s guest is a personal finance and marketing powerhouse who rose through the ranks at one of the largest financial institutions in the world! Linda Descano is now the Head of Content and Social Media at Citigroup. She also serves as the President and CEO of Women & Co., which is a Citi-sponsored personal finance go-to-resource for women. Linda is a Chartered Financial Analyst with over 20 years of experience in the financial services industry and is a regular contributor to leading media outlets, such as Wall Street Journal, Forbes and Yahoo. Three takeaways from our interview: -- The role parents play in affecting a child’s financial future. Linda has vivid memories of how her parents influenced her financial life as an adult. -- Game-changing workplace trends in the financial services industry…esp for women! -- What Linda considers her biggest financial win… And it will surprise you! For more, visit SoMoneyPodcast.com

How  to invest for a secure future? And what to do if you feel taken advantage of - financially - in your relationship? Lots of interesting - and smart = questions on today's episode of Ask Farnoosh.Check out SoMoneyPodcast.com for more!

In this installment of Ask Farnoosh, answers to your questions about paying off a mortgage, how to pay bills in a relationship where there is a wide income disparity between partners and how to start investing at a basic level. For more check out SoMoneyPodcast.com

Are your kids spoiled? Be honest. Could your children be a little more patient and grounded? Today’s guest has written a great book about how to more or less unspoil your child. Ron Lieber is here today. He is the personal finance columnist for the New York Times and new author of the book The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous and Smart About Money. A few takeaways from the interview: -- Why it’s in some ways harder than ever to raise kids who appreciate the value of a dollar. -- How Ron and his mother hacked the financial aid system when he was in college. -- The free mobile app that can help you transfer money to anyone instantly – at no charge! For more visit www.SOMONEYPODCAST.COM

Even though this is NOT something we like to admit, we know all too well that our New Year’s resolutions do not always pan out the way we want! In fact, stats show that right around this time of year, most of us simply abandon them. If you wondered why or more importantly, what can help, you will enjoy today’s episode. Chris Brogan is the CEO of Owner Media Group, a highly sought after speaker and the New York Times bestselling author of 8 books, including The Freaks Shall Inherit the Earth, and Just Start Here. He is an expert in leadership development who works with professionals like YOU and such well-known brands as Disney, Coke and Google. Through his work, Chris discovered the missing element in accomplishing his OWN goals and as a result, created a Brave New Year program. It’s an 8-week online class which provides information, coaching and community to help you achieve your New Year’s resolutions. I can’t wait to check it out myself! Three takeaways from our interview: -- A financial habit that helps k

Today's guest in an international superstar. Chris Ducker is the founder and CEO of Virtual Staff Finder and the Live2Sell Group of Companies. He is well known as a "Virtual CEO.” He is a frequent keynote speaker. We were both keynotes, in fact, at FinCon14 in New Orleans last year. Chris is British and lives in the Philippines with his family. And he’s written a fantastic book. It’s inspired me to be more efficient with my business…Chris’ book Virtual Freedom: How to Work with Virtual Staff to Buy More Time, Become More Productive and Build Your Dream Business", is an Amazon Bestseller. Three takeaways from our interview: When you know you’re ready to outsource some of your work. When it’s worth your time and money. How Chris plans to retire early…and by early we’re talking 50 years old. One of the most important habits Chris recommends all entrepreneurs practice. For more visit www.SoMoneyPodcast.com

I’ve been privileged to have many amazing women on the show! And today’s guest is no exception. Manisha Thakor is a founder of MoneyZen.com and a financial literacy advocate for women, who co-authored two critically acclaimed personal finance books: On My Own Two Feet: A Modern Girl’s Guide to Personal Finance and Get Financially Naked: How to Talk Money With Your Honey. Manisha is a Chartered Financial Analyst who spent over 20 years working in the financial services industry. In 2009, she launched her Financial Education practice. And in 2012, she started her independent Wealth Management practice, MoneyZen.com which recently merged with Buckingham Family of Financial Services. Today, in addition to her current role with Buckingham as a Director of Wealth Strategies for Women, she also serves as a consultant to TIAA-CREF’s Women’s Engagement Initiative and is on the National Board of the Girls Scouts. Three takeaways from our interview: -- How Manisha got hooked on personal finance -- Her best stress-reduct

J. Money is one of the most influential financial bloggers of our time and the founder of 2 personal finance websites BudgetsareSexy.com and RockstarFinance.com. He also coaches people interested in blogging and online business for both pay, and not! Like many of us, J. struggled with money and made some poor choices early on. So what did he do? He decided to blog about. In 2008 he started his personal finance blog, BudgetsareSexy.com, to track his spending and keep himself accountable. And that worked! Since then, he’s built his net worth to over half a million dollars… by doing what he loves! Three takeaways from our interview: -- Why home ownership is not for everyone -- How Craigslist helps J. develop better money habits…and MAKE money WEEKLY. -- Awesome tips for reducing your phone bill  For more visit SoMoneyPodcast.com

In this installment of Ask Farnoosh, questions about retirement planning, paying down debt in your 60s and the benefits of outsourcing.Visit SoMoneyPodcast.com for more!

Farnoosh answers questions about how to save on a wedding, paying down debt after a job loss, investing for retirement and much more. Head to SoMoneyPodcast.com.

If you’re a woman seeking more financial guidance, inspiration and a supportive community, you’ll love today’s episode. We have the founder and CEO of DailyWorth.com the web’s premiere financial media company for women – Amanda Steinberg. She launched the company in 2009 while pregnant with her second child. She went from being a computer programmer to building a powerful business that makes an extraordinary social impact. People told her she was nuts for venturing out on her own. And here we are years later, the site’s surpassed one million e-mail subscribers. Web traffic is about to hit 2 million this month. Well done, Amanda. I am privileged to write for DailyWorth and thank Amanda and the team for inviting me on board as a senior writer. Three takeaways from this interview: -- Amanda’s favorite financial habit that helps her have more money clarity? -- How a $90,000 tax bill changed her life… for the better! -- And the crazy social conditioning that sometimes keeps women from reaching their financial pote

Today’s guest started investing when he was 10 years old and managed to grow his $5,000 inheritance to pay for two years of college. My guest today is Ryan Levesque. Ryan is a marketing expert and business coach who started his business in 2008 armed with nothing but a $450 laptop, an Ivy-league education and an insatiable curiosity to understand why people buy... which led him to creating the “Ask Formula”. He describes it extensively in his new book “Ask” that he has generously offered for free to the SoMoney listeners! Tune in to the episode to find out how to get yours! There are 100 copies to give away, so if you act fast there's a good chance you'll win. Ryan has used his Ask formula to help build multi-million dollar businesses in 17 different industries, generating over $100 million dollars in sales in the process. Today, he and his team offer training, consulting, and implementation services for entrepreneurs and businesses at all levels. Three takeaways from this interview: -- Why and HOW Ryan left

Without a doubt, today’s guest is going to make you smile… He is a thirty-something retiree who now writes a personal finance blog with a cultish following, goes on 2-month long vacations, and occasionally takes on cool carpentry projects to keep his creative juices flowing! Sound too good to be true? Well, he’s the real deal. It’s Mr. Money Mustache… Three takeaways from this interview: -- How Mr. Money Mustache was able to retire at age 30! And the rules behind his religion also known as mustachinism? -- The cultural forces that pressure us to spend beyond our needs. -- What drives happiness and why a lot of us have yet to figure out the whole happiness thing. Visit SoMoneyPodcast.com

Today’s guest is going to give us the kick in the pants that we often need to get outside our comfort zone, to face the fear, get in the seat of creation and do even greater things. Get ready to become uncomfortable! His name is Josh Elledge. He is a consumer savings expert and founder & chief executive angel of savingsangel.com®, the most comprehensive coupon and sale matching service available…. the site helps folks cut our monthly grocery bill in half!  In 2014, Josh also launched 90 Days to Abundance – a webinar series and a podcast which teaches the secrets to saving money and time in ALL areas of life – not just at the grocery store. A few key takeaways from this interview: -- How not to let fear dictate your value. -- Why Josh worked 60 hours a week during high school and how that shaped the rest of his life… -- How Oprah and Bono influenced Josh and indirectly helped conceive his business! -- The trait that makes a terrible employee but a fantastic entrepreneur. For more visit SoMoneyPodcast.com