So Money With Farnoosh Torabi

Misha Esipov is the CEO and co-founder of Nova Credit, the mission-driven fintech company building a fair and inclusive financial system for the world. The consumer-permissioned credit bureau helps U.S. newcomers to use their international credit history to apply for credit cards, auto loans, rental properties and more with the Credit Passport™. Through this offering, the company has built partnerships in over 20 countries to gain real time access to over a billion credit profiles. Misha holds a B.S. in Mathematics and Finance from New York University and an M.B.A. from the Stanford Graduate School of Business.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.Catch her weekly money videos on YouTube. 

From cryptocurrency to housing, the fear of missing out (FoMO) drives a great deal of our financial decisions. Guest Patrick McGinnis, the first to coin the term FoMO, shares the root causes of this fear, as well as the unfortunate costs of FoMO-led investing and spending. His book is called Fear of Missing Out: Practical Decision-Making in an Overwhelming World.More about Patrick: He is an international venture capitalist and host of the hit podcast FOMO Sapiens. Patrick coined the term FOMO (Fear of Missing Out), as well as the related term FOBO (Fear of a Better Option) in a 2004 article in the student newspaper of Harvard Business School. FOMO has since been added to the dictionary and FOBO has become an increasingly popular framework to describe choice paralysis.  Patrick is also the author of international bestseller The 10% Entrepreneur: Live Your Startup Dream Without Quitting Your Day Job.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsle

In this episode, guest Ashley Feinstein Gerstley, author of Financial Adulting, breaks down key steps to being a financially confident and conscious adult.Ashley is a money coach, author of The 30-Day Money Cleanse, and the Founder of the Fiscal Femme, a money platform on a mission to end inequality through financial well-being.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.Catch her weekly money videos on YouTube. 

If you're seeking to buy a home this spring, it's going to be another challenging market. With a severe inventory shortage, prospective buyers face continued pressure. Bidding wars will continue. How can buyers come out ahead? CNET's Alix Langone joins to share her insights and offer buyers some good news.More of Farnoosh's related articles on CNET;6 Reasons Home Prices Will Go Up: https://www.cnet.com/personal-finance/mortgages/6-reasons-why-home-prices-will-keep-going-up-and-what-buyers-can-do-about-it/Co-Buying a Home With a Friend? https://www.cnet.com/personal-finance/mortgages/co-buying-a-home-with-a-friend-answer-these-5-questions-first/

A short, impromptu episode to address the Russia-Ukraine war and some of your related financial questions, as well as how we can support the people of Ukraine. We have experienced reporters covering this war from all angles at CNET. Read CNET's Dan Avery's piece on the effects of the war on the global economy here; https://www.cnet.com/how-to/ukraine-russia-war-impact-on-gas-stocks-inflation-and-the-us-economy/CNET's Katie Teague writes about how we can give in a meaningful way right now. https://www.cnet.com/how-to/ukraine-refugees-how-to-help-those-affected-by-the-russian-invasion/

This week on Ask Farnoosh, questions about investing in a restaurant, paying down debt with the proceeds from a home sale and how to stay financially independent when your partner makes significantly more? Plus, Farnoosh shares insights from a hot new real estate trend.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.Catch her weekly money videos on YouTube. 

Farnoosh speaks with Elaine Pofeldt, an independent journalist who specializes in small business and entrepreneurship, about her new book: Tiny Business, Big Money. Pofeldt offers insights into the 60+ seven-figure businesses with small teams that are reinventing the small business landscape.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.Catch her weekly money videos on YouTube.Post navigation

Farnoosh speaks with Dr. Ellen Vora, psychiatrist and author of the book The Anatomy of Anxiety: Understanding and Overcoming the Body's Fear Response about the root of our anxieties, how they impact our financial wellness and her holistic approach to healing.More about Dr. Vora: She received her B.A. from Yale University and attended Columbia University medical school. She's a board-certified psychiatrist, medical acupuncturist, and yoga teacher. Dr. Vora takes a functional medicine approach to mental health--considering the whole person and addressing imbalance at the root, rather than reflexively prescribing medication. In addition to her private practice and speaking engagements, Dr. Vora consults for healthcare startups.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.Catch her weekly money videos on YouTube. 

This week's Ask Farnoosh: A rundown of some of your biggest tax-related questions answered. Listeners also want to know how to save aggressively for a home downpayment, ways to save on health care costs and what to do when you make too much to invest in a Roth IRA?Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.Catch her weekly money videos on YouTube. 

Tamsen Fadal is a journalist and a champion for women in their prime. She anchors the primetime news for WPIX-TV in New York City. Her latest movement is called Unlock Your Bold where Tamsen champions men and women in their 50s and beyond, as they navigate work, money, health, relationships and more. Her new podcast Coming Up Next is a weekly show about where I talk with people about how to approach the next stage of your life boldly.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.Catch her weekly money videos on YouTube. 

Guest Liz Lidgett is an art advisor, writer and gallery owner. As Founder of Liz Lidgett Gallery and Design, she works with people to find the perfect piece of art for their style, space, and budget.  Farnoosh and Liz discuss ways to spot worthwhile art "investments" on a budget, how to build a successful business as an emerging artist right now, NFTs and more.Artists mentioned in our conversation: Betsy Enzensberger, Hunt Slonem, Damien Hirst and Elisa Sheehan. Learn more about them and many more artists at www.lizlidgett.com.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.Catch her weekly money videos on YouTube. 

This week on Ask Farnoosh, a frustrated listeners shares how employers and recruiters refuse to share salary information but insist you ask for what you want to make. How can you work around this and avoid being low-balled? Also: Should I use emergency savings to cover living expenses? How can couples (with kids) prioritize savings goals?Got a question for our Friday episodes of Ask Farnoosh? Text 415-942-5002.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.Catch her weekly money videos on YouTube. 

In her forthcoming book, The First, The Few, The Only: How Women of Color Can Redefine Power in Corporate America, Deepa Purushothaman lays the groundwork for how other women of color can redefine success on their own terms. Farnoosh and Deepa discuss ways to push back against toxic messaging—including the things we tell ourselves and how to let go of the extra burdens and excess work WOC take on for companies in the name of culture building. Learn more about Deepa on her website.

Guest Bonnie Koo, MD, joins to discuss insights and advice from her new book, Defining Wealth for Women. She discusses why everything you’ve ever learned about money is probably wrong, the common misconceptions and limiting beliefs that many professional women have when it comes to money and alt ways to pursue the medical profession that can lead to greater financial security.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.Catch her weekly money videos on YouTube. 

On this weeK's Ask Farnoosh, a listener who works for her sister shares how she is sorely underpaid compared to other employees. Is her sister taking advantage? How to deal? Also: A listener wants to know whether to go to law school or accept a job in finance.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.Catch her weekly money videos on YouTube. 

Financial expert and author Lauren Greutman returns to So Money after several years. She opens up about the struggles that led to her recent divorce and why it's motivated her to have more challenging conversations about money with her audience. She's the host of the new podcast Hard Money Talks which tackles topics such as financial abuse, spending addictions, financial infidelity, hidden addictions and mental health.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.Catch her weekly money videos on YouTube. 

On the one-year anniversary of the Gamestop stock squeeze that took over market headlines, what are the key lessons everyday investors need to understand from that weird, erratic phenomenon in financial history? What does it reveal about the Wall Street's "game" and the true winners and losers? Are trading platforms like Robinhood helpful or harmful? And is this certain to happen again? Our guest is Spencer Jakab, award-winning financial journalist at the Wall Street Journal, former stock analyst, and author of The Revolution That Wasn’t: GameStop, Reddit, and the Fleecing of Small Investors. Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.Catch her weekly money videos on YouTube. 

This week Farnoosh answers audience questions related to the recent stock market decline and whether it is a buying opportunity for investors. Also: how best to save and invest for a grandchild's education from Kindergarten through college. And advice for a new couple struggling to pay down $25,000 in credit cards. Farnoosh picks a reviewer of the week. Read her latest CNET Money articles about cryptocurrency and Generation X.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.Catch her weekly money videos on YouTube.

One of the most powerful ways to close wealth gaps, many agree, is through reparations. "A system of redress for egregious injustice," is how the Bookings Institute defines reparations. As allies and anti-racists, how can we support reparations through the various aspects of financial planning - investing, estate planning, taxes, and insurance? Guest Georgia Lee Hussey, founder of Modernist Financial, shares her advice and conversations she's having with clients around this important topic.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and adv

Eve Rodsky, the New York Times bestselling and Reese’s Book Club pick author of Fair Play, visits So Money to discuss her latest title FIND YOUR UNICORN SPACE: RECLAIM YOUR CREATIVE LIFE IN A TOO-BUSY WORLD. The book is a practical guide for reclaiming (or discovering for the first time) the talents, interests, skills, and curiosities lying dormant behind the too-busy grind of everyday life.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.