So Money With Farnoosh Torabi

This week's Ask Farnoosh: Thoughts on filing for bankruptcy? Should married couples file taxes jointly or separately? Am I saving too much for retirement? and more. Farnoosh picks a reviewer of the week to receive a free 15-minute money session.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.

Paco de Leon, founder of financial education company The Hell Yeah Group, shares advice from her upcoming book, Finance for the People: Get a Grip on Your Finances. The book addresses our gaps between financial intention and behavior, how money is a proxy for power and a special message for those who have been victims of inequality. Learn more about Paco and her work on her website.Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.

Misasha Suzuki Graham and Sara Blanchard, the authors of the popular podcast Dear White Women have released a new book bearing the same title. It is, as they describe it "an anti-racism guide that challenges readers to encounter the hard questions about race (and racism) in order to push the needle of change in a positive direction."Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.Subscribe to her weekly So Money newsletter for the latest updates and advice.

Happy Birthday to So Money! The podcast turns 7 years old today. Farnoosh answers listeners' questions about whether it's OK to only put down 10% towards the purchase of a home, how interest rates factor into a prospective homebuyer's plans, how to decide if it's OK to quit your job to become a stay-at-home parent and what to do with a 401(k) if you just quit and plan to go to school. Farnoosh picks a reviewer of the week. Be sure to follow Farnoosh's latest articles and videos at www.cnet.com/somoney.

In the wake of The Great Resignation, what are the new ways employees can leverage this movement to ask for more money? Whether you're seeking a raise at your current company or looking to negotiate a new salary, guest Alex Carter joins to discuss insights from the paperback of her bestselling book Ask for More: Ten Questions to Negotiate Anything — the first negotiation book solo-authored by a woman to make that list. We discuss macro issues like inflation and if/how that should be woven into your negotiation, how to drive home your value in a digital-only workplace where it may be more challenging to be recognized for your work and productivity and lots more workplace negotiating advice.More about Alex: She is a Clinical Professor of Law and Director of the Mediation Clinic at Columbia Law School. She has spent the last eleven years helping thousands of people negotiate better, build relationships and reach their goals. In 2019, Alex was awarded the Columbia University Presidential Award for Outstanding Tea

Joe Saul-Sehy, host of Stacking Benjamins podcast and co-author of Stacked: Your Super-Serious Guide to Modern Money Management, joins to discuss new ways to think about financial planning, his favorite money apps and more.More about Joe: Destroying his credit immediately after leaving home, Joe had to learn about money the hard way—and much of it as he was telling other people how to manage their money, as a financial advisor. After 16 years in the industry he moved to financial media, creating Stacking Benjamins, one of the most listened to podcasts in the personal finance sphere. Kiplinger has called the show the “best personal finance podcast” and Fast Company has described it as striking a “great balance between fun and functional.” Joe lives in Texarkana with his spouse, Cheryl, and cat, Cooper, recording shows in his mom’s basement next door. To learn more about Joe and his book, check out his website.

The first Ask Farnoosh of 2022 covers a wide range of audience questions: Is it wise to transfer credit card debt to a private loan? How might cosigning a mortgage with a loved one (even if you're not the one paying the mortgage) impact your ability to qualify for your own home loan down the road? Do you need to be a CFP to become a financial journalist? Where is the best place to park savings these days? Farnoosh selects a reviewer of the week. To join her newsletter, click here.

NYT Bestselling author and creator of Design Sponge, Grace Bonney, joins the show to talk about her new book Collective Wisdom: Lessons, Inspiration, and Advice from Women Over 50. From an Olympic athlete and a NASA team member to award-winning artists, activists, writers, and filmmakers, Bonney shares the key takeaways, insights and predictions these remarkable women have about our world. Got a question for Farnoosh?

Bestselling author Caroline Dooner joins with an important message as we enter a new year: Let's get some rest!She is the author of the new book (coming Feb 22): Tired as F*ck: Burnout at the Hands of Diet, Self-Help, and Hustle CultureBook summary: Offering a frank and funny critique of the cultural forces that are driving us mad, author Caroline Dooner examines how treating ourselves like never ending self-improvement projects is a recipe for burnout. We have become unknowingly complicit in perpetuating our own exhaustion because we are treating ourselves like machines. But even phones need to f*cking recharge.Caroline takes a good hard look at the dark side of self-help, and explains how she eventually used a radical period of rest to push back against cultural expectations and reclaim some peace. Tired As F*ck empowers us to say no to the things that exhaust us. It inspires us to carve out time to slow down, feel okay about doing less, and honor our humanity.This is not a self-help book, it’s a cautionary

This episode aired originally on February 12, 2021.As Farnoosh journeys further into her 40s, she shares her top pieces of financial advice to accomplish in the next decade. Plus, listeners ask: How to talk to parents about their finances if they're stubborn or too proud (but you know they're struggling), how to create a bridge between a current career and a future one, and how self-employed can best save for retirement.

This episode aired originally on September 22, 2021.Author and Duke University Professor Dorie Clark joins to share insights from her latest book, "The Long Game: How to Be a Long-Term Thinker in a Short-Term World." Clark talks about how to break out of the endless cycle and create the kind of interesting, meaningful lives we all seek, with unique principles and frameworks you can apply to your specific situation.

This episode aired originally on April 14, 2021.Jannese Torres-Rodriguez is a nationally-acclaimed Latina Money Expert, Educator, Speaker, Writer and Business/Wealth Coach. She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog, Delish D’Lites. Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom. Jannese is on a mission to educate marginalized communities on topics like entrepreneurship, investing, and building generational wealth through her personal finance podcast, “Yo Quiero Dinero.” The podcast has been featured by BuzzFeed, Business Insider, NextAdvisor (Time), Grow Magazine (CNBC), Bankrate and more.

This episode aired originally on November 5, 2021.Georgia Lee Hussey, co-founder of Modernist Financial and certified financial planner walks us through our options when it comes to so-called impact investing. She answers listener questions about creating a sustainable portfolio, buying flood insurance and more.

This episode originally aired on April 28, 2021.Guest Rachel Rodgers is the founder of HelloSeven and author of the the highly anticipated book We Should All Be Millionaires.She teaches women how to make the kind of money that will give them the authority to make meaningful changes in their communities and close the opportunity gap that exists today. It’s not just about being wealthy, it’s about having a mindset of wealth.More about Rachel: She is a business coach, mother, wife, intellectual property lawyer and CEO who says that according to the “State of Women-Owned Businesses” 2019 report, women own 51% of all businesses in the US but only bring in 4.2% of the revenue. For women of color, those numbers are even less.Follow Rachel on Instagram @RachelRodgersESQ

This episode aired originally on November 8, 2021.We’ve all heard the expression, Follow Your Passion, but how realistic is it? It’s not the be all, end all, to achieving fulfillment and success, says guest Terri Trespicio. In her new book Unfollow Your Passion, she shares the insights and tools for living a meaningful life on your own terms. In our conversation we discuss why pursuing “the one thing” and making bucket lists can set us up for failure and disappointment.The book is based on Terri’s famous TEDx talk has more than seven million views. Pre-order Unfollow Your Passion (released date: 12/21) and get early bird exclusives.

This week, Farnoosh shares her top financial reflections from 2021 and answers listeners' questions about the best way to afford a large home renovation project, how to preserve your credit after you move abroad, and whether a partner's financial guidance is too much? Farnoosh picks a reviewer of the week!

Laurence Kotlikoff is a Professor of Economics at Boston University and author of the forthcoming book, MONEY MAGIC: An Economist’s Secrets to More Money, Less Risk, and a Better Life. We discuss the differences between an economist's approach to financial planning versus Wall Street's. Kotlikoff shares unconventional wisdom, such as the benefit of paying off your mortgage with your IRA in retirement, how some professions are better to pursue in terms of lifetime earnings (clue: it's not medicine) and why delaying retirement by just two years can enhance financial security.More about Laurence: He is Fellow of the American Academy of Arts and Sciences, Fellow of the Econometric Society, Research Associate of the National Bureau of Economic Research, President of Economic Security Planning, Inc., and Director of the Fiscal Analysis Center. Professor Kotlikoff has written 20 books and hundreds of professional articles and Op-Eds. He is a New York Times best-selling author and a frequent television and radio gues

CNET's European Correspondent Katie Collins joins to share key take-aways and insights from the recent United Nations climate summit, aka "COP26," held in Glasgow, Scotland.The event, a gathering of world leaders and dignitaries, activists and corporate leaders, yielded a number of surprises, as the world works to adapt to a climate-changing world. What role did the U.S. play at the conference? Were the voices of the younger (mostly female) activists offered a platform? What was Amazon's Jeff Bezos doing there? How will oil and gas companies adapt to climate change? Katie breaks it all down.More about Katie: She is CNET's London-based news reporter. She is passionate about innovation, great design, privacy issues and tech for good. Katie nerds out over maps and planes, both of which she uses to navigate her way around the world on epic adventures. In a previous life, she wrote for Reuters, Wired and Ars Technica. She loves CNET so much that she has worked for the site twice.

This week, listeners want to know: how much is too much in savings? How to best save for a child's future? What's better: a Roth or Traditional 401K? Check out Farnoosh's new YouTube show with CNET MONEY www.youtube.com/cnetmoney

We take a closer look at one of the most popular college savings vehicles - the 529 plan. Guest Patricia Roberts, author of Route 529: A Parent’s Guide to Saving for College and Career Training with 529 Plans, shares her expertise. For 23. years, Patricia has helped tens of thousands of families plan and save for college...and avoid millions of dollars in student loan debt. She is also Chief Operating Officer at www.giftofcollege.com.Years prior, as a brand-new parent struggling to repay over $100,000 in student loan debt that she and her husband they accumulated (as first-generation college goers from low-income families), Patricia was absolutely determined to make sure her son would have a less financially stressful academic experience when he grew up. Having learned about 529 plans through her work, she began saving a little at a time from each paycheck as soon as she returned from maternity leave and 22 years later in June 2021, she proudly celebrated her son Ben’s debt-free from college (Clark University